Later Life

Equity Release Supermarket launches new group platform

Equity release advisory service, Equity Release Supermarket (ERS), has launched a new Equity Release Group...

Canada Life adds new Lifestyle Select products

Canada Life is improving its Lifestyle Select home finance product range, by introducing two...

Covid causing advisers to hold comprehensive client financial reviews

The Openwork Partnership has found that advisers are working hard to help clients review...

Advise Wise adds new legal hub and allows direct legal instruction

Advise Wise has unveiled a ‘Direct Instruction’ feature enabling advisers to instruct solicitors directly...

Attitudes changing to secured debt in retirement

45% of mortgaged homeowners under the age of 40 made it not the property...

Advisers and later life clients all want family involvement

Later life advisers and clients are aligned when it comes to the importance of...

Harpenden joins Paradigm panel

Paradigm Mortgage Services has added Harpenden Building Society to its lender panel. Paradigm member firms...

Advisers want later life clients re-educated by industry

Advisers operating in the later life lending sector think the most important priority for...

Over a million people think they’ll never retire

Over a million UK workers (6%) believe that they will never retire, according to...

Later life lending demand only going in one direction

At the time of year, we in the industry tend to get asked what...

Older people feeling inflation rise the hardest

65% of people say the cost of living has risen in the past month, according...

Hodge appoints new business development manager

Hodge has appointed Hema Patel as the new business development manager for the north...

Covid causing over-50s to want to live in current home for life

76% of over 50s say they are now more likely to stay in their...

Four-fifths of advisers expect 2022 equity release market growth

80% of equity release advisers are confident that the market will grow in 2022,...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES