Later Life

OneFamily appoints director of intermediaries and partnerships

OneFamily has announced the appointment of Alan Waddington as its new director of intermediaries...

Royal London’s LV= takeover talks collapse

Royal London has confirmed that its merger discussions with LV= have ended. December saw Royal...

Equity release providers “upping their game”

Air Club has published its fourth half-year equity release provider ‘Temperature Check’ report focusing...

A case of history repeating?

There could be a tendency - after what was clearly a very good year...

New chair announced for OneFamily

OneFamily has announced that its chair of nearly seven years, Christina McComb, is to...

LiveMore Capital unveils new fixed term interest-only mortgage

LiveMore Capital has launched its new term interest-only mortgage for over-50s. An alternative to LiveMore’s...

Paying off mortgage remains most popular reason for equity release

46% of equity release applications to Canada Life in 2021 were from customers looking...

Equity Release Council introduces new repayment safeguards

The Equity Release Council has announced that new equity release customers will be able...

New high in value of housing available for equity

A record £760 billion of equity was available for release in UK homes in...

Air Group breaks £1bn distribution barrier

Air Group has reported that over £1 billion of later life lending was placed...

Pure Retirement revamps intermediary sales team

Pure Retirement has expanded its intermediary sales team, providing its advisers with access to support...

Covid made it harder to spot vulnerable customers

More2life has reported that half of advisers say it is harder to identify vulnerable...

Key Group appoints national account manager

Key Group, the specialist provider of over-55s' financial solutions, has appointed Alistair Morrison as...

Key: size of withdrawals driving equity release market

A record £4.4 billion in property wealth was released in 2021, according to data...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES