Later Life

Equity Release Supermarket launches referral service

Equity Release Supermarket (ERS), the independent equity release advisory service, has announced the launch...

BoMaD consider equity release as means for children to buy a home

Parents are turning to lifetime mortgages to help their children buy a home, as...

Air teams up with New Leaf Distribution

Air, the later-life lending platform, has partnered with New Leaf Distribution to bolster the...

OMS in API integration with Air Sourcing

One Mortgage System (OMS) has announced a full application programming interface (API) integration with...

Royal London acquires Responsible Group

Royal London has wholly acquired the later life lending and product specialists, the Responsible...

Legal & General unveils new lifetime mortgage for over-50s

Legal & General Home Finance has introduced its Payment Term Lifetime Mortgage (PTLM), a...

Hodge cuts 50+ and RIO rates

Hodge is making another set of rate reductions across its range of 50+ and...

More needs-based borrowing from lifetime mortgage cash releases

Lifetime mortgage lender Pure Retirement has discovered a mixed picture among those who access...

One third of older homeowners see themselves as vulnerable

32% of people aged 50–79 years consider themselves vulnerable, according to a LiveMore survey...

Large variation in consumer vulnerability across key sectors

The latest data from the MorganAsh Resilience System (MARS) has revealed that firms using...

The Later Life Lending Network reveals conference and winter ball plans

The Later Life Lending and Equity Release Network, part of The Right Mortgage, has...

Advise Wise adds Early Repayment Charge period sorting feature

Advise Wise, the later life sourcing platform, has launched a new feature allowing advisers...

Managing the FCA’s later life mortgage expectations

Our sector continues to dissect September’s FCA review focused on the ‘Action needed to...

Q3 new lifetime mortgage data split between aspiration and necessary

Pure Retirement has published its analysis of its Q3 loan usage data for new...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Ceta adds Toledo landlord cover to broker panel

Ceta has added MGA Toledo to its insurer panel with the launch of a...

Paragon appoints Cockerill as mortgages commercial director

Paragon Bank has appointed Simon Cockerill as commercial director of mortgages as it looks...

Net zero rules targeted in housebuilding shake-up

The Conservatives have pledged to strip as much as £50,000 from the cost of...

Tories put stamp duty abolition at heart of housing shake-up

The Conservatives have pledged again to scrap stamp duty as part of a housing...

PROFILES