Later Life

Equity release – getting the message across

Just recently I had a discussion with an account manager in the equity release...

New member of Equity Release Council

Gateway Surveyors has become a member of the Equity Release Council. "Over the...

Bridgewater’s latest ‘Just a thought…’ out

Bridgewater Equity Release has published a new ‘Just a thought...’ sales aid for advisers...

The improving perception of equity release

No matter how much one earns, it never seems to stop the idle daydreams...

Pension not seen as retirement solution for many

44% of people do not currently expect to use a pension to fund their...

Duo added to Equity Release Council board

The Equity Release Council has appointed Liz Barclay and Jim Dredge as standards board...

Family benefitting from pensioner equity release

Key Retirement Solutions has reported that 31% of pensioners used property wealth to help...

60% earnings gender gap at 50

The average 50-year-old man earns almost 60% more than the average 50-year-old woman, with...

Dramatic drop in retirement income expectations

Britons’ expectations of income in retirement are down on what they were two years...

Bridgewater produces marketing & PR sales aid

Bridgewater Equity Release has recommended equity release advisers refresh their marketing and public relations...

Aviva broadens flexible equity release pilot

Aviva is widening the pilot of its new flexible rating tool for equity release....

Tax takes a 29% chunk of pensioner income

The average UK pensioner household pays out 29% of its income in retirement to...

Advising older homeowners in financial difficulty

For those of us who have not yet reached it, when we look ahead...

All 99 and no flake

The news a couple of months ago of the resignation of Adrian Bloomfield from...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES