Later Life

Pension shortfalls to drive equity release

Retirees looking for ways to supplement a shortfall in pension income will be behind...

Public ignorant of ‘healthy life expectancy’ figures

Healthy life expectancy Is 'flat-lining', according to Prudential. "People realise that living longer may...

Equity Release Council questions social care proposals

The Equity Release Council has expressed concern following publication of the government's white paper...

Improving fortunes for over-55s

Aviva has reported that the overall fortunes of the UK's over-55s have continued to...

Honister ARs offered lifeline

Key Retirement Solutions and Annuity People have teamed up to offer support to appointed...

Equity Release Council in Commons launch

The Equity Release Council has begun its public affairs engagement programme with yesterday's House...

Bridgewater to hold masterclass in Solihull

Bridgewater Equity Release has released details of its third Equity Release Advice Masterclass for...

Bridgewater provides ‘soft fact’ aid

Bridgewater Equity Release is calling on advisers to consider customers’ responses to a variety...

Why I support the Equity Release Council

A revamped and united trade body is set to deal with issues such as...

MetLife highlights ‘uncertain generation’

The average British 50-year-old has under half of the retirement savings they will need...

Advisers should highlight protected equity guarantees

External factors are bridging about innovation in the equity release market, More 2 Life...

Equity release for home improvement piloted

Just Retirement is to pilot an equity release service with home improvement agency Foundations. Over...

‘Squeezed middle’ struggling to make ends meet

Over half of Just Retirement Solutions' customers seeking advice on equity release were failing...

SHIP rebrands and widens membership

Equity release trade body SHIP has expanded its membership to include intermediaries, lawyers, surveyors...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES