Later Life

Paradigm announces lender and provider award winners

Paradigm Mortgage Services has revealed the first 2015 quarterly winners of its lender and provider awards. The...

FOS makes landmark age-related ruling

The Financial Ombudsman Service has ruled against HSBC, in what is the first time...

Why the PR work needs to continue

In most walks of life and business, perception is everything. I was reminded of...

Bower Retirement Services appoints business development head

Equity release adviser firm Bower Retirement Services has appointed Georgina Oxton to the newly...

Record breaking Q1 for equity release sector

Figures from the Equity Release Council for the period January to March 2015 show...

The Skipton introduces online retirement community

Skipton Building Society is launching an online community, retiresavvy.co.uk, with the aim of encouraging and...

Leeds Expo: all stands sold

All the stands have been sold for the Mortgage Business Expo (MBE) at Leeds...

Average pension savings mean a £208,000 shortfall

Retirement savers are targeting an average annual income of £13,100 from their private pension...

Equity release adviser acquisition shelved

Bower Retirement Services has revealed that its acquisition of Sixty Plus, an independent financial...

Generating income from property less popular in retirement

Brits plan to accumulate a ‘basket’ of products and sources of income to fund...

TFC Homeloans partners with Equity Release Supermarket

TFC Homeloans is expanding its current proposition to include a whole of market equity release...

Over-55s’ standard of living is on the up

Falling inflation has boosted the savings habits of over-55s as essential spending has fallen...

Equity Release Council back FCA’s lifetime mortgage position

The Equity Release Council has issued its response to the FCA’s policy statement on...

Cash-poor over-55s struggling to meet routine costs

Homeowners over the age of 55 are routinely skipping meals, leaving bills unpaid and...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

Stamp Duty

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...
Specialist

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...
Fraud

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...
Second Charge

West One adds 6.5x LTI residential tier

West One has expanded its residential mortgage and Extra second charge ranges with higher...

PROFILES