Later Life

£9k annual retirement income gap for over-45s

The typical working over-45 year old faces a £8,955 annual retirement income gap based...

One in five to go back to work in retirement

21% of pensioners have gone back to work since they reached the State Pension...

FSE London registration open

Registration is open for Front Events' third London Financial Services Expo. The two-day show, to be...

Double-digit growth for equity release market

Retired homeowners released over £750 million of property equity in the first six months...

Aldermore launches its business lounge

Aldermore Bank has unveiled its new business lounge in the city centre of Leeds. To mark the...

Budget implications for buy-to-let landlords

With the government’s plans posing new challenges for landlords, property investors may want to...

Budget consequences will run and run

If Chancellor George Osborne wanted to get the nation talking over the summer period...

Confusion surrounds Summer Budget pension changes

Over 240,000 higher earners could risk unplanned tax charges due to confusion over the...

Summer Budget 2015 – pensions to be taxed like ISAs?

Today's Budget saw a confirmation that changes to pensions tax relief provided to the...

Equity release referral cases 50% bigger than market average

Those intermediaries who refer customers to specialist equity release advisers are seeing their customers...

Seminar to look at ‘nudging’ towards retirement saving

Scottish Widows is running a seminar for employers, looking at the themes of behavioural...

Citizens Advice launches Scams Awareness Month

41% of scams reported to the Citizens Advice service come from a cold call...

Over 50s being targeted by pensions scammers

Retirement Advantage is warning retirees to be alert to approaches by fraudsters, after its...

New loan service secures against pension schemes

HNW Lending has launched a new service to provide loans against the value of...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Accord cuts all residential new business fixed rates by 0.10%

Accord Mortgages is reducing every fixed rate in its residential new business range by...

Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

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