Later Life

L&G hires retirement market chief

Legal & General has appointed Andy Humphreys as its marketing director for individual retirement....

“Clear and growing demand” to access home property wealth

41% of homeowners approaching retirement are now banking on their property wealth as part...

L&G doubles its lifetime mortgage target

Legal & General has doubled its target for lifetime mortgages and now expect to...

16-24 year-olds in a dream world over pensions

Latest research from Aegon UK suggests young adults are the most unrealistic about their...

Review into financial advice access unveiled

A new review looking at how financial advice could work better for consumers has...

LV= invests in ‘robo-adviser’ 

Retirement player LV= has taken a majority stake in automated advice business Wealth Wizards. LV=...

Key Retirement grows market share

Key Retirement has reported that its market share within the equity release sector has...

Pension freedoms haven’t hit equity release

There were many commentators who suggested the new pension freedoms would sound the death...

Exit fee consultation begins

The government has launched a consultation into pension transfers and early exit charges. "The pension...

41% of over-45s never spend time reviewing pensions

63% of over-45s who are not yet retired pay little or no attention to...

Demand for ability to borrow in retirement

29% of over-55s expect to be in debt in retirement or are unsure whether...

Record quarterly amount for equity release lending

Industry figures from the Equity Release Council released today show that equity release lending...

More product choice needed to meet interest-only shortfalls

43% of advisers want to see more innovation on equity release lenders plans suitable...

Just Retirement adopts Vizolution’s vScreen

Just Retirement has deployed vScreen from Vizolution following a trial. vScreen is a...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Accord cuts all residential new business fixed rates by 0.10%

Accord Mortgages is reducing every fixed rate in its residential new business range by...

Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

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