Later Life

Advisers want deals for asset rich, cash poor clients

Equity release lender More 2 Life has found that 77% of advisers surveyed think...

New role for Mirfin at Key Retirement

Key Retirement has appointed Dean Mirfin to the newly-created role of technical director. Mirfin, one...

Tripling in number of lost pension hunters

The number of people attempting to track down lost pensions has more than tripled...

More 2 Life ups LTVs

More 2 Life is increasing the LTVs on its Tailored Choice Plan by up...

Why Level 4 could become a minimum

For most practitioners in our sector May and June tend to be months to...

Retirement Advantage unveiled

Retirement solutions provider MGM Advantage and Stonehaven, the equity release provider, have combined to...

Poll: govt should signpost equity release

The government needs to promote the option of releasing equity to give people a...

Key hire at Key Retirement

Key Retirement has appointed Kevin Stelfox as its director of retirement options and wealth...

LPA sales continue to grow

Applications for Lasting Powers of Attorney are set to rise to over 330,000 during...

Vast majority unprepared for retirement

Only 7% of the UK population are on track for the retirement they aspire...

Over-55s being rejected because of their age

Research has found that 21% of over-55s who applied for a range of credit...

Warning sounded at smaller equity release advisers

Key Partnerships has warned that advisers completing small numbers of equity release cases a...

More 2 Life ups Interest Choice Plan LTVs

More 2 Life is improving the loan to value rates on its Interest Choice...

Equity release being used to clear debts

Retired homeowners are increasingly using their property wealth to clear debts, including loans, credit...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

Stamp duty and community ties deter older homeowners from downsizing

Nearly 60% of over-65s have considered downsizing, but financial costs, community ties and a...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES