Later Life

New loan service secures against pension schemes

HNW Lending has launched a new service to provide loans against the value of...

Key offers Retirement Options service

Key Retirement has launched a free personalised online services outlining all the new retirement...

National equity release roadshows unveiled

Equity release lender More 2 Life has teamed up with Partnership Assurance to host...

56% now saving “adequately” for retirement

The latest Scottish Widows Retirement Report has revealed that retirement saving in the UK...

L&G unveils lifetime mortgage offering

Legal & General has launched a branded lifetime mortgage product range. This follows the...

Panacea Adviser offers pensions reform microsite

Panacea Adviser has launched a pensions reform microsite which provides advisers with information and resources...

Equity release advisers told to broaden their horizons

Bridgewater Equity Release has urged specialist equity release advisers to expand their offering in...

We need greater clarity around MMR requirements

Last month I attended the ‘Great Retirement Money Debate’ which took place in London...

Overseas property investments open to pensioners

UK Pensioners have more property investment opportunities than ever before according to the latest...

Don’t rush into buy-to-let, retirees told

The International Longevity Centre-UK (ILC-UK) has urged mortgage providers to better understand, and respond to,...

Average retired household contributes £6.5k in tax a year

The amount of tax paid annually by the average retired household in the UK...

Large rise in registrations for Key Partnership

Key Partnerships has revealed that it has registered over 5,500 advisers, a 41% increase on...

Prudential and Hornbuckle agree partnership

Hornbuckle and Prudential have announced a joint initiative to bring advisers a new retirement...

Lifetime mortgages throw lifeline to mortgage prisoners

The number of people using equity release as a means to pay off an...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

Stamp duty and community ties deter older homeowners from downsizing

Nearly 60% of over-65s have considered downsizing, but financial costs, community ties and a...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES