Later Life

Call to scrap lending age limits

More 2 Life has claimed that older borrowers want to see age limits on...

The only game in town?

Anyone working within the equity release sector has always understood the strong underlying demand...

Tax on spending costs pensioners £29bn p.a.

Tax on spending takes an 18% bite out of the average retired households’ income...

Thousands have taken advantage of pension freedoms

The Association of British Insurers (ABI) has revealed that nearly £2.5bn worth of payments...

Over-55s still in property purchase market

37% of homeowners over the age of 55 are planning at least one more property...

PTFS details ‘at retirement’ training programme

Personal Touch Financial Services has outlined its new training support programme for all advisers who wish...

More 2 Life cuts fees

More 2 Life has reduced its arrangement fees following adviser and customer feedback. Customer and adviser...

Rise in downsizing enquiries to release equity

Bower Retirement Services has claimed that around one in five clients have looked into downsizing their house...

Max Wright becomes PTFS chairman

Former CEO of Personal Touch Financial Services, Max Wright, has now now taken on his new...

Pension freedoms may have sharpened retirement planning

Around 631,000 people in the country plan to use all or part of their...

New corporate pensions reporting service unveiled

Scottish Widows has launched a corporate pension reporting service for employers. The Scottish Widows Corporate...

Over-50s using shares to boost retirement income

One in three over-50s have bought shares in a company to help fund their...

MBE London announces seminar line-up

Mortgage Business Expo (MBE) has announced the series of seminars it will be holding...

Zopa hails the ‘silver pound’

Zopa, which has just become the UK’s first peer-to-peer lender to pass £1 billion...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Target Group adds Carla Stent to board

Target Group has appointed Carla Stent as a non-executive director, adding further financial services,...

Later life lending summit to focus on changing advice needs

Mortgage advisers will be encouraged to consider how longer borrowing lives and increasingly complex...

National Friendly launches mortgage-linked income protection cover

National Friendly has launched a short-term income protection product designed to cover mortgage payments...

Side hustles helping first-time buyers reach deposit targets sooner

Almost two-thirds of prospective first-time buyers are using additional sources of income to help...

PROFILES