Later Life

Nearly £5bn withdrawn since ‘pension freedom’

£4.7bn has been withdrawn under the new pension freedoms since April, according to latest...

Retirement planning at risk from financially mute couples

UK couples are putting their plans for a comfortable retirement at risk by avoiding...

Advisers want interest-only innovation

30% of equity release advisers want product development to focus on interest-only mortgages –...

Largest quarterly rise in equity release lending for 11 years

Equity release lending in the third quarter of the year rose by £68.3m compared...

L&G Mortgage Club unveils lifetime mortgage referral panel

Legal & General Mortgage Club has launched its lifetime mortgage referral panel, which aims...

Lack of joined-up policy making threatening PRS

A new report from the Intermediary Mortgage Lenders Association (IMLA) has warned against discouraging...

BTL will form part of pension strategy for many

Research has highlighted the increase in buy-to-let and equity release supplementing pension incomes. Equiniti’s...

European housing market confidence up by three percentage points

Confidence in European house prices continues to rise, but higher costs are putting a...

Trio of appointments at Bower Retirement Services

Bower Retirement Services has made three senior appointments in what is sees as key growth...

Gifting behind 25% of equity release

Key Retirement has found that retired homeowners with higher property values are twice as...

Major repercussions from late payment proposals

Proposals from the government to penalise insurers who do not pay claims promptly and...

Citizens Advice: view must establish full extent of advice gaps

As HM Treasury and the Financial Conduct Authority invites input into the Financial Advice...

One-third of IFAs planning to retire over next decade

36% of IFAs that own all or part of their firm plans to semi-retire or...

Half of over-50s save money for themselves each month

Britain’s over 50s are putting money aside each month for both themselves and their...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

News

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...
Stamp Duty

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...
Specialist

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...
Fraud

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES