Later Life

2016 house price rises boosted retirement incomes

Key Retirement has stated that pensioners withdrew £4.7 million a day from their homes...

LV= offers new equity release product

LV= has launched a new product, Lifetime Mortgage LumpSum+. It aims to provide additional flexibility...

A generation unprepared for pension freedom

Many people near retirement age still do not understand their options or how to...

Advisers expect equity release enquiry boom

Demand for the better use of property wealth to fund retirement is set to...

Equity release advisers estimate 20% over value homes

Bower Retirement Services research has suggested that up to one in five equity release...

One in ten hope for an inheritance to fund retirement

Nearly five million people are relying on an inheritance pay-out to fund their retirement,...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

Downsizing now an expensive option for many

The average equity release customer has lived in their home for 21.8 years before...

OneSavings Bank hires sales chief

OneSavings Bank has announced the appointment of Adrian Moloney as its new sales director...

Almost half worried about lack of pension savings

49% of people surveyed are concerned that they will not have enough pension savings to be...

LLA responds to FAMR and financial guidance consultation

The Later Life Academy (LLA), the commercial and training organisation for later life advisers,...

Property before pensions for one in three

31% of over-55s say they would prefer to use property wealth to fund retirement...

Over-55 homeowners greatly underestimating property wealth

60% of older homeowners have not had their house valued since they first bought...

The self-employed eschewing personal pension contributions

The number of self-employed workers making personal pension contributions is at its lowest since...
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COMMENT

Comment

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

affordability

Tories put stamp duty abolition at heart of housing shake-up

The Conservatives have pledged again to scrap stamp duty as part of a housing...
Appointments

Target Group adds Carla Stent to board

Target Group has appointed Carla Stent as a non-executive director, adding further financial services,...
events

Later life lending summit to focus on changing advice needs

Mortgage advisers will be encouraged to consider how longer borrowing lives and increasingly complex...
Cover

National Friendly launches mortgage-linked income protection cover

National Friendly has launched a short-term income protection product designed to cover mortgage payments...

PROFILES