Later Life

Tories criticised over housing and elderly care

The call by two cabinet ministers for more families to put up parents or grandparents in...

Grandparents at risk of over-generosity

A new study by Investec Wealth & Investment has found that parents and grandparents who gift...

PFS annual conference plan triples adviser access

The Personal Finance Society has moved from a single 2015 conference to four national financial...

Referral registration rise for Key Partnerships

Key Partnerships has revealed that registrations for its equity referral service have increased to...

Significant pension freedom activity by under 65s

New figures from the The Association of British Insurers (ABI) suggest around 80% of...

FCA proposes changes to pension rules

The Financial Conduct Authority (FCA) has published its proposed changes to the pension rules. It is...

Need for retirement advice never greater

IFAs agree that the government’s recent pension reforms coupled with the rise in life...

Barclays tops FCA complaints table

Barclays Bank Plc saw a 2.4% rise in complaints made about it to the...

Major equity release distribution deal revealed

Legal & General Home Finance has agreed a tied distribution deal with equity release...

Pensioner property wealth reaches new high

Latest analysis from Key Retirement Retired has found that homeowners have seen their property...

MBE launches new finance Expo in Bristol

Mortgage Business Expo (MBE) has announced the launch of a new Expo in Bristol on...

Kensington offers new interest-only deals

Kensington has unveiled interest-only mortgages up to 75% LTV to customers who earn a minimum...

RICS sets out ideas to tackle UK housing crisis

Nearly three million homes could be released into the housing market if better incentives and...

More 2 Life improves enhanced LTV criteria

More 2 Life has cut rates on its Tailored Choice Plan and adapted criteria for...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES