Later Life

Record lending for More 2 Life

Lifetime mortgage provider More 2 Life recording a record year for its lending in 2015. Total applications...

Call for introduction of Help to Buy pensions

NFU Mutual has said that people struggling to get on the property ladder could...

Warning sounded over pension withdrawal for property investment

Portal Financial has revealed a significant increase in enquiries from people looking to access their...

£63bn spent on property without mortgages

Over 7,200 £1 million-plus homes are being bought each year without mortgages, according to analysis from Bower...

“Inspiring and alarming” retirement study revealed

Expectations of retirement are changing, with 62% of today’s retirees feeling retirement is better...

Older people buying to let to retire

Research from Prudential has identified a trend of ‘buy-to-let-to-retire’ among older people. 20% over-55s...

L&G becomes LLA corporate ambassador

The Later Life Academy (LLA) has announced Legal & General as its latest Corporate...

FS review ‘should aid the most vulnerable’

LV= is urging the government to focus particularly on helping the most vulnerable people access advice...

Biggest personal finance mistakes revealed

Research from specialist insurer Partnership has looked into the largest financial mistakes people make. The top five...

Equity release flexibility needs to be communicated

Lenders and distributors need to show the increasing flexibility of equity release and how it...

Lump sum demand on the rise

Equity release advisers expect an increase in demand for lump sum equity release plans, according...

Just Retirement gives backing to SOLLA

Just Retirement has become the third key provider of specialist financial services to formally...

FCA seeks debate over products for ageing population

The Financial Conduct Authority (FCA) has today published a discussion paper to encourage firms to...

L&G launches 4.99% lifetime mortgage

Legal & General is introducing a Premier Flexible lifetime mortgage at 4.99% AER. The deal is a drawdown...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Net zero rules targeted in housebuilding shake-up

The Conservatives have pledged to strip as much as £50,000 from the cost of...

Tories put stamp duty abolition at heart of housing shake-up

The Conservatives have pledged again to scrap stamp duty as part of a housing...

Target Group adds Carla Stent to board

Target Group has appointed Carla Stent as a non-executive director, adding further financial services,...

Later life lending summit to focus on changing advice needs

Mortgage advisers will be encouraged to consider how longer borrowing lives and increasingly complex...

PROFILES