Later Life

20% lending growth for Key Retirement

Equity release specialist Key Retirement advised on over one in three equity release plans...

Traditional retirement on the way out?

One in 10 UK adults vow never to retire and a further one in eight expect...

FCA consults over SME regulatory framework

The Financial Conduct Authority (FCA) is seeking views on whether the level of protection...

Autumn Statement & Spending Review: pensions

George Osborne has announced the increase in the State Pension. The basic State Pension will...

Autumn Statement & Spending Review: speech in full

Mr Speaker, this Spending Review delivers on the commitment we made to the British...

Later Life Academy appoints chairman

The Later Life Academy (LLA) has announced the appointment of Bob Champion as its...

Chris Prior joins Bower Retirement Services

National equity release adviser Bower Retirement Services has appointed Chris Prior as its partnerships...

Consumers put off by cost of advice

Consumers in the UK are reluctant to pay for advice until they have an...

Retirement expectation gap revealed

People in the UK who are currently in work have potentially unrealistic expectations of...

More 2 Life anticipates continued expansion

More 2 Life has expanded its headcount by 30% over the last 12 months...

Bower boosts its Partnerships offering

Bower Retirement Services is expanding its referral service to help introducers grow their business with...

Pensions being unlocked for debt and holidays

21% of people plan to release cash over and above their tax-free lump sum...

Total equity released in past three months rose 19%

Key Retirement has revealed that pensioners are boosting their retirement income by an average...

OneSavings Bank on track to meet targets

OneSavings Bank, the specialist lending and retail savings group, has reported growth in net...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

Mortgage fraud rises across every category

Mortgage-related fraud increased across every category tracked by Cifas during the first half of...

PROFILES