Later Life

LV= offers new equity release product

LV= has launched a new product, Lifetime Mortgage LumpSum+. It aims to provide additional flexibility...

A generation unprepared for pension freedom

Many people near retirement age still do not understand their options or how to...

Advisers expect equity release enquiry boom

Demand for the better use of property wealth to fund retirement is set to...

Equity release advisers estimate 20% over value homes

Bower Retirement Services research has suggested that up to one in five equity release...

One in ten hope for an inheritance to fund retirement

Nearly five million people are relying on an inheritance pay-out to fund their retirement,...

Why 2015 gave us food for thought

How might we describe the 2015 mortgage market when we come to look back...

Downsizing now an expensive option for many

The average equity release customer has lived in their home for 21.8 years before...

OneSavings Bank hires sales chief

OneSavings Bank has announced the appointment of Adrian Moloney as its new sales director...

Almost half worried about lack of pension savings

49% of people surveyed are concerned that they will not have enough pension savings to be...

LLA responds to FAMR and financial guidance consultation

The Later Life Academy (LLA), the commercial and training organisation for later life advisers,...

Property before pensions for one in three

31% of over-55s say they would prefer to use property wealth to fund retirement...

Over-55 homeowners greatly underestimating property wealth

60% of older homeowners have not had their house valued since they first bought...

The self-employed eschewing personal pension contributions

The number of self-employed workers making personal pension contributions is at its lowest since...

Two-thirds expect to work post-65

66% of the British working population expects to work beyond 65, according to research...
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COMMENT

Buy-to-let

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

House prices

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic...
News

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...
Stamp Duty

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...
Specialist

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES