Debt

TV encouraging irresponsible use of credit

Fictional characters, celebrities and reality TV stars are all helping to encourage people to...

Quarterly fall in secured credit

The Bank of England's Credit Conditions Survey for the third quarter of 204 found...

Wonga to write off debts of 330,000 customers

Following discussions with the Financial Conduct Authority (FCA), controversial payday lender Wonga is making...

Couples keeping finances secret from each other

Couples are keeping their financial affairs secret from each other, and failing to come...

Debt solution text provider rapped by ASA

Clarity Leeds from Essex has had two complaints about its text messages upheld by...

Debt worries keeping millions awake

Nearly one in seven British adults, equating to 7.4 million people, experience difficulties sleeping...

Raise your game, FCA tells debt management firms

The Financial Conduct Authority (FCA) has told debt management firms that they must demonstrate...

Affordable lending awareness campaign unveiled

Latest research findings published by My Home Finance, a national social lending organisation, show...

New funding for Money Advice Service

The Money Advice Service is set to help almost 60,000 more people with free...

Over half of homeowners will struggle with rate rise

Research commissioned by credit information provider Equifax and carried out by YouGov shows that...

Recovery threatened by over-indebtedness

The latest report on consumer credit by independent research company Verum Financial Research says...

Fall in arrears and repossessions

Mortgage arrears and possessions continued to fall in the second quarter of 2014, according...

Credit promotions still not meeting regulatory standards

The Financial Conduct Authority (FCA) has reported that some promotions for financial products are still...

Debt advice “really does work”

Debt advice works for nine out of 10 people struggling with serious financial problems,...
1...303132...39Page 31 of 39

COMMENT

Comment

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Latest news

criteria

Foundation raises income multiples for higher-earning mortgage borrowers

Foundation Home Loans has increased the amount higher-earning residential borrowers can access under changes...
wellbeing

Wealthy Advisers Club funds £997 wellbeing retreat place to MIMHC

The Wealthy Advisers Club has donated a fully funded place at its inaugural Digital...
results

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...
Later Life

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

PROFILES