Debt

Majority expect rate rise over next 12 months

Legal & General’s latest Mortgage Mood survey has revealed that 68% of homeowners fear...

Logbook lenders “driving people into debt”

Citizens Advice has raised concerns that people taking out logbook loans are overloaded with...

Being overdrawn is the norm for many

27% of adults in the UK have already dipped into their overdraft by the...

Bridgebank funds major ‘debt forgiveness’ settlement

Bridgebank Capital has completed a £2.3 million bridging loan advance to an experienced property...

Fall in numbers with severe rent arrears

35,000 fewer tenants are facing rental arrears of more than two months, compared to...

Expansion for C2it Commercial Collections

C2it Commercial Collections is relocating to a larger office in August 2014. The move...

Lowest interest payments on debt for over 10 years

Borrowers in the UK are paying less interest on their debt than at any...

Claim dismissed due to illegible credit agreement

A badly written credit agreement has resulted in a claim by a debt collection...

Call for tougher restrictions on payday lenders

While new rules for payday lenders came into effect on 1 July 1, a...

Downward trend in voids

The average void period experienced by landlords has continued to fall, a survey by...

CMCs face large fines for bad service

Claims management companies (CMCs) responsible for providing bad service and bombarding people with nuisance...

Growing confidence in own financial situations

A new survey from Ocean Finance has highlighted that most people believe in their...

Citizens Advice: fake legal letters “callous intimidation”

Citizens Advice has said the sending of fake legal letters chasing payday loan debts...

Wonga to pay millions in compensation

Wonga is to pay compensation of over £2.6m to around 45,000 customers for unfair...

COMMENT

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Latest news

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Gen H puts underwriters on front line of broker enquiries

Gen H has restructured its sales and underwriting teams in a move designed to...

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