Debt

Students expect £21k debt on graduation

30% of students currently attending university will move back in with their parents after...

PPI claim firm has email ad banned

The Advertising Standards Authority (ASA) has upheld two complaints against PPI Claims Management Company...

Home owners to be hit by finance rule change?

The Association of Chartered Certified Accountants (ACCA) have warned that a change to accounting...

Quarter of exes share loan/credit card debt

According to a new survey conducted on behalf of debt advice and solutions provider...

Majority expect rate rise over next 12 months

Legal & General’s latest Mortgage Mood survey has revealed that 68% of homeowners fear...

Logbook lenders “driving people into debt”

Citizens Advice has raised concerns that people taking out logbook loans are overloaded with...

Being overdrawn is the norm for many

27% of adults in the UK have already dipped into their overdraft by the...

Bridgebank funds major ‘debt forgiveness’ settlement

Bridgebank Capital has completed a £2.3 million bridging loan advance to an experienced property...

Fall in numbers with severe rent arrears

35,000 fewer tenants are facing rental arrears of more than two months, compared to...

Expansion for C2it Commercial Collections

C2it Commercial Collections is relocating to a larger office in August 2014. The move...

Lowest interest payments on debt for over 10 years

Borrowers in the UK are paying less interest on their debt than at any...

Claim dismissed due to illegible credit agreement

A badly written credit agreement has resulted in a claim by a debt collection...

Call for tougher restrictions on payday lenders

While new rules for payday lenders came into effect on 1 July 1, a...

Downward trend in voids

The average void period experienced by landlords has continued to fall, a survey by...

COMMENT

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Latest news

Foundation raises income multiples for higher-earning mortgage borrowers

Foundation Home Loans has increased the amount higher-earning residential borrowers can access under changes...

Wealthy Advisers Club funds £997 wellbeing retreat place to MIMHC

The Wealthy Advisers Club has donated a fully funded place at its inaugural Digital...

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...

LiveMore launches mortgage podcast for brokers and advisers

LiveMore has launched a podcast series covering developments in the specialist and later-life lending...

PROFILES