Debt

ABS 2026 review: Global and UK issues cool the market

It’s that time of the year again when the world of wholesale funding descends...

FCA maps out open finance plans with mortgages and SME lending in focus

The Financial Conduct Authority has set out its latest vision for open finance, with...

Together expands second charge range into commercial sector

Together has launched a new suite of commercial and semi-commercial second charge products as...

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions...

Debt repayment leads equity release use among younger single men

More than a third of single men aged under 65 are using lifetime mortgages...

Mortgage Charter support used by more than 300,000 borrowers since launch

More than 300,000 mortgage borrowers have reduced their monthly payments since the government’s Mortgage...

Mortgage debt hits record £1.73trn as high-LTV lending rises

The total value of outstanding UK residential mortgage lending reached a record level in...

Debt awareness is as important for advisers as for clients

Debt Awareness Week, beginning on 16th March, provides a timely opportunity for reflection. The...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

NatWest extends debt advice funding with £8m pledge to StepChange and PayPlan

NatWest Group has pledged £8m in additional funding to consumer debt advice organisations StepChange...

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...

INDUSTRY REACTION: Equity release lending rises 11% in 2025

The equity release market recorded its strongest annual growth in recent years, with total...
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COMMENT

Homebuying

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

News

MT Finance latest firm to offer World Cup time off

As mortgage firms gear up for England’s 1am World Cup clash against Mexico on...
News

Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among...
Buy-to-let

Renters face higher costs amid strong demand

Two in three (63%) recent movers ended up paying more rent than planned, as...
Buy-to-let

ModaMortgages cuts rates across limited-edition BTL range

ModaMortgages has announced a reprice of its limited-edition buy-to-let range, with rate reductions across...

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