Debt

FCA maps out open finance plans with mortgages and SME lending in focus

The Financial Conduct Authority has set out its latest vision for open finance, with...

Together expands second charge range into commercial sector

Together has launched a new suite of commercial and semi-commercial second charge products as...

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Millions unclear on cost of credit as gaps in financial understanding persist

Millions of UK adults are using credit without fully understanding borrowing costs or how...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions...

Debt repayment leads equity release use among younger single men

More than a third of single men aged under 65 are using lifetime mortgages...

Mortgage Charter support used by more than 300,000 borrowers since launch

More than 300,000 mortgage borrowers have reduced their monthly payments since the government’s Mortgage...

Mortgage debt hits record £1.73trn as high-LTV lending rises

The total value of outstanding UK residential mortgage lending reached a record level in...

Debt awareness is as important for advisers as for clients

Debt Awareness Week, beginning on 16th March, provides a timely opportunity for reflection. The...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

NatWest extends debt advice funding with £8m pledge to StepChange and PayPlan

NatWest Group has pledged £8m in additional funding to consumer debt advice organisations StepChange...

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...

INDUSTRY REACTION: Equity release lending rises 11% in 2025

The equity release market recorded its strongest annual growth in recent years, with total...

LendInvest eases residential criteria and cuts mortgage rates

LendInvest has announced changes to its residential lending criteria alongside rate reductions across parts...

COMMENT

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Latest news

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Gen H puts underwriters on front line of broker enquiries

Gen H has restructured its sales and underwriting teams in a move designed to...

UK house price growth stalls as rents continue rising

UK house price growth stalled in March as higher mortgage rates and affordability pressures...

Scottish house prices outperform UK market

Scottish house prices continued to outperform the wider UK market in March despite signs...

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