Debt

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...

Men more likely to use housing equity to clear debts than women, says Pure Retirement

Men are more inclined than women to release housing equity to repay debts or...

S&P Global upgrades Mount Street’s mortgage servicing unit to “Strong”

Mount Street Group has received a significant boost after S&P Global Ratings upgraded its...

Specialist lenders warn on confidence, renters’ reforms and stamp duty at Brightstar Expo panel debate

At the Brightstar Group Specialist Lending Expo today some of the UK’s leading figures...

Q&A: Jason Berry, Crystal Specialist Finance

Mortgage Soup fires the questions at Jason Berry, group sales director at Crystal Specialist...

Mortgage industry sees progress on mental health but one in five remain at risk

The mortgage industry is making measurable progress in addressing the mental health of its...

Mortgage borrowing slows as corporate lending accelerates

Households are curbing mortgage borrowing amid a cooling housing market, despite falling rates on...

Together lifts loan book to record £7.9bn as profits rise

Together Financial Services reported a record loan book and higher profits for the year...

PayPlan’s partnership with MorganAsh improves vulnerability support for clients

PayPlan has reported significant improvements in identifying and supporting vulnerable clients following its adoption...

UK Finance reports June mortgage lending recovery

Mortgage lending staged a rebound in June after a subdued start to the second...

Staple food prices climb as retailers warn of rising costs

Shop price inflation accelerated in August, driven by higher food costs and new government-imposed...

Value of rental arrears falls for first time since 2021 amid easing rent growth

The average value of rent arrears has fallen year-on-year for the first time since...

COMMENT

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Leasehold reform has a September window – will Burnham use it?

At the time of writing, the Commonhold and Leasehold Reform Bill still has no published First Reading date.  But is it imminent? Andy Burnham entered...

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

Latest news

UK house price growth slows to 2% amid cautious market

Average UK house prices increased by 2% to £272,000 in the year to June,...

UK rent growth accelerates as supply pressures persist

Average UK private rents rose by 3.7% to £1,393 a month in the year...

Foundation widens mortgage criteria for borrowers with past credit problems

Foundation has relaxed its residential credit criteria to support borrowers rebuilding their financial position...

The Monmouthshire Building Society reports £3.7m profit

Monmouthshire Building Society maintained its post-tax profit at £3.7 million in 2025/26 despite significant...

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