Debt

LendInvest eases residential criteria and cuts mortgage rates

LendInvest has announced changes to its residential lending criteria alongside rate reductions across parts...

Precise extends mortgage terms to ease affordability pressures

Specialist residential lender Precise has cut rates across its residential range and introduced mortgage...

Opus First Media launches Bridging Soup

Opus First Media has expanded its specialist publishing portfolio with the launch of Bridging...

Credit supply eases as mortgage margins narrow

Banks loosened the flow of credit to households at the end of last year...

IMLA predicts sustained growth in mortgage lending through 2027

The Intermediary Mortgage Lenders Association (IMLA) is forecasting rising mortgage lending volumes through 2026...

Growth in mortgage lending forecast to continue despite tighter affordability

UK Finance has released its latest Mortgage Market Forecast for 2026 and 2027, projecting...

Early winter slowdown as lender criteria changes hit 2025 high

Knowledge Bank’s November data reveals a quieter month for broker searches set against a...

Norton Home Loans added to L&G Mortgage Club lender panel

Norton Home Loans, part of the Norton Financial Services Group, has joined the lender...

Paul Welch lifts lid on how the super-rich use debt to build wealth

Paul Welch, founder of private finance firm Million Plus, has launched a book claiming...

BNPL habits risk derailing FTB mortgage hopes

Britain’s rapid uptake of Buy Now Pay Later (BNPL) services is putting a growing...

Millions of UK adults at risk of financial hardship

Millions of UK adults are at risk of financial hardship in the event of...

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...

COMMENT

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

Latest news

MT Finance latest firm to offer World Cup time off

As mortgage firms gear up for England’s 1am World Cup clash against Mexico on...

Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among...

Renters face higher costs amid strong demand

Two in three (63%) recent movers ended up paying more rent than planned, as...

ModaMortgages cuts rates across limited-edition BTL range

ModaMortgages has announced a reprice of its limited-edition buy-to-let range, with rate reductions across...

PROFILES