Debt

One-tenth still paying off last year’s Xmas debt

10% of adults in the UK are still paying back the debt they built...

Council Tax Advisors CIC in recruitment drive

Council Tax Advisors CIC is expanding as local authorities around the country find council...

£4m fine for the Yorkshire

The Financial Conduct Authority has fined Yorkshire Building Society (YBS) £4,135,600 for failings when...

Many expect to use pension to pay off mortgage

Over half a million 40-70 year olds in England intend to use part or...

LBG expands support for credit unions across Yorkshire

Lloyds Banking Group is expanding its scheme to support people to access and benefit...

Many SMEs don’t manage cashflow properly

36% of SMEs are unable to say how much they have outstanding, according...

Magellan Homeloans appoints debt charity partner

StepChange Financial Solutions has been appointed by Magellan Homeloans to advise clients about its...

Payday loan rejects should be given debt advice

Citizens Advice has said that payday lenders should seize the opportunity to point people...

People in the dark over debt collection

A new survey conducted on behalf of debt advice and solutions provider Debt Advisory...

Money woes haunt nearly half of all UK adults

43% of the UK adult population have worries about making ends meet each month,...

TV encouraging irresponsible use of credit

Fictional characters, celebrities and reality TV stars are all helping to encourage people to...

Quarterly fall in secured credit

The Bank of England's Credit Conditions Survey for the third quarter of 204 found...

Wonga to write off debts of 330,000 customers

Following discussions with the Financial Conduct Authority (FCA), controversial payday lender Wonga is making...

Couples keeping finances secret from each other

Couples are keeping their financial affairs secret from each other, and failing to come...

COMMENT

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Latest news

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

West One raises core income multiples to 5.5 times

West One has increased loan-to-income limits across its core residential mortgage range and improved...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Gen H puts underwriters on front line of broker enquiries

Gen H has restructured its sales and underwriting teams in a move designed to...

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