Mortgage Soup

News

Majority of first-time buyers now face higher mortgage payments than rent

More than half of first-time buyers moving from rented accommodation into homeownership are taking on higher monthly housing costs, according to research from Hamptons. Analysis of Connells Group data found that 56% of former tenants who bought their first home in September 2026 had a...
Technology

Instamo and Fluxifi AI agree integration to simplify mortgage submissions

Mortgage advisers using Fluxifi AI will gain access to Instamo's FastSubmit technology through a new integration designed to reduce the time spent completing lender applications. The arrangement will allow brokers to transfer existing case information from Fluxifi directly into Instamo, avoiding the need to enter...

Keep exploring

legal

Hope Capital introduces no upfront legal undertaking for Scottish bridging deals

Hope Capital Property Finance has launched a no upfront legal undertaking for residential bridging...
Regulation

FCA proposes cut to late return fee as part of broader streamlining

The Financial Conduct Authority (FCA) has launched a consultation on proposals to cut the...
banks

Santander reduces rates ahead of 2026

Santander has made a further round of rate cuts, effective from 9 December, as...
Compliance

Thirdfort adopts iProov identity checks in move to cut property fraud risk

Thirdfort has deployed iProov Dynamic Liveness across its compliance platform to combat identity fraud...
Getting to know you

Getting to know you: Nicola Ashby, Shawbrook

Name: Nicola Ashby Age: 29 Location: Midlands Firm: Shawbrook Retail – The Mortgage Lender (TML) and Bluestone...
House prices

UK house prices hold steady as annual growth slows

UK house prices were flat in November, pausing after a 0.5% rise in October,...
Fixed rates

Coventry for intermediaries reduces selected residential rates

Coventry for intermediaries has cut selected residential rates, with reduced options available for new...
News

Regulators outline new measures to accelerate growth of the mutuals sector

The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have published a joint...
Buy-to-let

Kensington Mortgages lowers buy-to-let rates

Kensington Mortgages has cut rates across its buy-to-let products with 2- and 5-year deals...
Specialist

Together closes £200m Genesis asset-backed securitisation

Together Financial Services has completed a £200 million private warehouse securitisation as the specialist...
House prices

Prime London owners would need “severe downsizing” to avoid £2m mansion tax

The introduction of an annual levy on property value above £2 million has highlighted...
Homebuying

Skipton named Britain’s happiest place to live in 2025

Skipton has been named the happiest place to live in Great Britain, topping Rightmove’s...
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Latest articles

News

Majority of first-time buyers now face higher mortgage payments than rent

More than half of first-time buyers moving from rented accommodation into homeownership are taking...
Technology

Instamo and Fluxifi AI agree integration to simplify mortgage submissions

Mortgage advisers using Fluxifi AI will gain access to Instamo's FastSubmit technology through a...
Comment

Growth can hide a lot – until it stops

Since getting involved with Rotherham United Women I've realised football and business have quite...
Comment

Nobody wants your ‘market update’

You sent the same email on Monday that everyone else sent. Moneyfacts had just put...