affordability

Consumer confidence ticks up as spending outlook improves

Consumer confidence rose for a third consecutive month in February with households reporting improved...

Buyers gain edge as listings rise

February is on track to record the highest number of new property listings for...

Second charge lending tops £2.14bn

The UK second charge mortgage market surpassed £2.14bn in new lending during 2025 with...

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Norton streamlines broker submissions with online DIP and ONS-based affordability model

Norton Home Loans has introduced an online decision-in-principle and a new two-tier affordability assessment...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

LiveMore integrates with Twenty7tec affordability tool

LiveMore has integrated its affordability assessment into Twenty7tec’s RESEARCH tool in a move designed...

Family boosts buy-to-let borrowing by up to 35%

Family Building Society has enhanced its buy-to-let affordability assessment, increasing potential borrowing by up...

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

FCA signals lighter touch as Rathi warns of ‘modest distress’ from mortgage easing

The chief executive of the Financial Conduct Authority (FCA) has confirmed a decisive shift...

The Bath adopts AI verification in push to streamline mortgage processing

Bath Building Society has partnered with fintech Sikoia to automate document handling, income verification...

Manchester movers rethink upsizing as costs bite

Rising mortgage rates and stamp duty bills are prompting Manchester families to shelve plans...

Green shoots for housing market as confidence rebounds

Surveyors are reporting the clearest signs yet that the housing slowdown may be bottoming...

Aberdeen tops UK rankings for single homebuyer affordability

Aberdeen is the most affordable city in the UK for single people looking to...
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COMMENT

Conveyancing

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

News

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...
News

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...
Conveyancing

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...
News

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

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