affordability

Ignorance, not cost, still the biggest barrier to protection sales

During 2024 CIExpert commissioned Opinium to speak to 5,000 consumers – a mix of...

Family Building Society invests £10m in housing fund

Family Building Society has invested £10m into a UK housing fund focused on delivering...

Rental competition eases as demand falls

Competition for rental homes has fallen to its lowest level in six years as...

Mortgage debt hits record £1.73trn as high-LTV lending rises

The total value of outstanding UK residential mortgage lending reached a record level in...

Regional rental trends diverge as affordability pressures persist

Rental price movements across the UK showed a mixed pattern in February, with regional...

Average deposit now exceeds annual salary in most British housing markets

Homebuyers in more than six in 10 housing markets across Great Britain now need...

Fleet Mortgages loosens buy-to-let criteria

Fleet Mortgages has introduced a series of criteria changes across its buy-to-let range aimed...

Major lenders start lifting fixed mortgage rates

HSBC and Coventry Building Society have become the first major lenders to announce increases...

UTB cuts second charge mortgage rates by up to 55bps

United Trust Bank (UTB) has reduced rates across a selection of its second charge...

Analysis: Market shock pushes fixed rates towards imminent rise

With the crisis in the Middle East showing no signs of abating any time...

Mortgage borrowing dips as approvals ease

Mortgage borrowing slowed at the start of the year with approvals for house purchases...

Bank of Ireland extends terms and income multiples

Bank of Ireland for Intermediaries has announced a series of enhancements to its residential...

Beverley Building Society launches RIO Lifetime Discount Mortgage

Beverley Building Society has expanded its later life proposition with the launch of a...

Manchester dominates first-time buyer lending as Worcester surges

Manchester has become Britain’s most first-time buyer-heavy mortgage market outside London with seven in...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

Accord trims rates across residential and buy-to-let ranges

Accord Mortgages is reducing rates across its residential and buy-to-let product ranges for the...

PROFILES