affordability

Car finance no longer weighs heavily on mortgage borrowing

Homebuyers with car loans are now able to borrow thousands more on their mortgages...

Landlords in low-yield regions face refinancing strain

Buy-to-let landlords in some of Britain’s most expensive areas are facing a fresh refinancing...

House price growth slows as affordability pressures persist

Annual house price growth eased to 2.1% in August, down from 2.4% in July,...

The Treasury is casting more floaters than a sewage farm

The problem with having a thoroughly inexperienced Chancellor and a properly ‘woodenheaded’ Prime Minister,...

Vida improves affordability for specialist borrowers

Vida Homeloans has unveiled a series of changes to its mortgage range aimed at...

London’s luxury lettings market surges 154% as wealthy tenants opt to rent

London’s prime lettings market has more than doubled in size during the first half...

3.3 million households locked out of home ownership

More than three million households have been priced out of home ownership since the...

Jitty launches mortgage-linked budget calculator with L&C

Jitty, the AI-driven homebuying platform, has teamed up with L&C Mortgages to launch what...

Staple food prices climb as retailers warn of rising costs

Shop price inflation accelerated in August, driven by higher food costs and new government-imposed...

Rightmove warns property tax reforms could stall housing market

Rightmove has warned the government that proposed changes to property taxation risk distorting the...

Bradford retains crown as UK’s leading property hotspot

Bradford has once again been named the country’s most in-demand housing market, topping OnTheMarket’s...

Passing the affordability exam

As teachers and students of various ages have spent August nervously opening exam results...

Value of rental arrears falls for first time since 2021 amid easing rent growth

The average value of rent arrears has fallen year-on-year for the first time since...

House prices post strongest rise in over a year as rental growth cools

UK house prices recorded their fastest annual growth in more than a year in...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

Vision Money renews Stonebridge membership in long-term agreement

Vision Money has extended its relationship with Stonebridge after signing a new long-term agreement...

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...

PROFILES