affordability

Market Harborough broadens tier two mortgage criteria to boost complex case lending

Market Harborough Building Society has introduced a series of criteria enhancements to its tier...

Family Building Society eases borrowing barriers for landlords and homeowners

Family Building Society has unveiled a series of changes to its lending criteria and...

The Leeds lowers income threshold to widen mortgage access

Leeds Building Society has sought to ease the path to home ownership for lower...

Precise raises borrowing limits to 6x income

Precise Mortgages has lifted its loan-to-income cap to six times earnings. The lender’s criteria update...

Market Harborough eases stress tests to support wider range of residential borrowers

Market Harborough Building Society has announced a relaxation of its interest rate stress testing...

Vida cuts rates and broadens criteria in specialist push

Specialist lender Vida has announced a series of sweeping changes across its buy-to-let and...

More shock as buyers face pressure to use estate agents’ mortgage brokers

New research commissioned by Boon Brokers has revealed widespread concerns over pressure tactics used...

Gen H the latest lender to lift loan-to-income caps

Gen H has announced a series of significant changes to its loan-to-income (LTI) policy...

Borrowers take on larger mortgages as lenders ease affordability rules

Mortgage borrowers took advantage of loosened lending criteria in May, selecting significantly larger loans...

Tipton & Coseley updates affordability criteria

Tipton & Coseley Building Society has revised its affordability criteria, allowing borrowers to access...

London reclaims top spot as UK’s most attractive region for property investment

London has reclaimed its position as the UK’s leading destination for property investment, according...

FCA eases mortgage rules to boost affordability and simplify remortgaging

The Financial Conduct Authority (FCA) has unveiled a package of reforms designed to streamline...

Lending into retirement and intergenerational mortgages key to tackling affordability crisis

Senior mortgage market figures have called for a shift in lending practices to help...

Skipton lowers income threshold for high LTI mortgages

Skipton Building Society is lowering the minimum income threshold required for borrowers seeking high...

COMMENT

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Latest news

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as...

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products...

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel,...

JammJar adds identity verification through Entrust partnership

JammJar has partnered with Entrust to allow mortgage brokers to complete automated identity verification...

PROFILES