affordability

HSBC UK widens buy-to-let offering with top slicing introduction

HSBC UK has expanded its buy-to-let mortgage range to include top slicing, enabling landlords...

Coventry for intermediaries raises lending limits as part of criteria refresh

Coventry for intermediaries has unveiled a series of lending criteria changes aimed at giving...

Specialist lenders warn on confidence, renters’ reforms and stamp duty at Brightstar Expo panel debate

At the Brightstar Group Specialist Lending Expo today some of the UK’s leading figures...

Lazarus Economics chief tips faster growth as savings glut holds back recovery

The UK economy could grow faster than official forecasts suggest with interest rates needing...

Budget fears stall housing market as one in five hold off selling

One in five UK homeowners say they are postponing plans to sell their property...

House prices show modest growth as affordability pressures linger

UK house prices rose modestly in September, with the annual rate of growth holding...

UK property transactions dip in August as market waits for clarity

UK property transactions slowed in August after three months of steady gains, according to...

Inflation accelerates as non-food prices climb and new tax pressures loom

Shop price inflation picked up pace in September, rising to 1.4% from 0.9% in...

Mortgages, mutuality, members and making a difference

Anyone working in the mortgage market knows that a key area of our measurement...

Reeves: Social housing must play a major role in tackling crisis

Chancellor Rachel Reeves has pledged that social housing will be central to Labour’s plans...

Expert Taskforce recommends 12 sites for new towns

The government has confirmed it will progress work on the next generation of new...

Budget jitters chill demand for £500,000-plus homes

The UK housing market is showing signs of strain at the top end as...

South London dominates list of most popular London boroughs for buyers and renters

South London has emerged as the capital’s most sought-after area for both buyers and...

Household incomes fall nearly 9% in three years as tax and inflation bite

Households are nearly 9% worse off than they were before the pandemic, according to...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES