affordability

Mortgage rates edge higher after eight-month decline

Average fixed mortgage rates have risen for the first time in eight months, according...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Redwood Bank cuts stress rates to ease affordability strain for landlords

Landlords are set to gain an affordability boost after Redwood Bank reduced its stressed...

Housebuilders launch new equity loan scheme to boost homeownership

A group of UK housebuilders have joined forces with lenders and asset managers to...

Buying a first home cheaper than renting in most UK cities, Lloyds finds

First-time buyers could save thousands of pounds a year by purchasing rather than renting,...

First-time buyer homes outpace wider market as affordability improves

First-time buyers are paying more for their homes than they were a year ago...

2.5 million homeowners could move if stamp duty scrapped

Around 2.5 million homeowners could be freed to move house if Conservative Party plans...

INDUSTRY REACTION: Badenoch pledges to scrap stamp duty in bid to revive homeownership

Kemi Badenoch has pledged to abolish stamp duty on home sales, describing it as...

Rule changes expand options for first-time buyers

Tens of thousands more homes could have been within reach of first-time buyers over...

First-time buyer growth slows as affordability pressures persist

The number of first-time buyers entering the housing market has risen sharply this year...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Slight fall in house prices as affordability issues remain

UK house prices edged down in September, signalling continued stability rather than decline, according...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

Mortgage industry legends back Take Me Home Christmas Charity Concert

Support continues to build for what’s shaping up to be the mortgage industry’s biggest...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

PMS reports double-digit growth in mortgages and protection

PMS Mortgage Club says it is on course for its strongest performance in five...

Property firms urged to engage early with digital home-moving reforms

Property professionals have been urged to start testing digital home-moving processes now rather than...

DPMSG launches consumer guide to Smart Property Data

The Digital Property Market Steering Group has launched a consumer-focused video explaining how Smart...

Together joins Equity Release Council as later life market broadens

Together has become a member of the Equity Release Council as the specialist lender...

PROFILES