affordability

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Gen H cuts high LTV mortgage rates

Gen H has reduced rates across its 85% and 90% loan-to-value (LTV) mortgage ranges,...

Younger buyers downgrade homeownership dream as costs soar

New research from Yopa has highlighted a generational shift in attitudes towards homeownership with...

Rents hit new record as landlords brace for fresh regulation

The average advertised rent across Great Britain rose to a record £1,577 a month...

Pepper Money urges reform of shared ownership scheme

Specialist lender Pepper Money has presented a white paper to Downing Street calling for...

Lifetime ISA under fire as HMRC research reveals flaws for first-time buyers

Fresh research by HM Revenue & Customs has cast renewed doubt on the effectiveness...

Mortgage burden reaches highest level since 2008 crisis

Monthly mortgage repayments are consuming a greater share of earnings than at any time...

Affordability pressures reshape homebuyer search patterns

Affordability constraints are reshaping how Britons search for their next home according to new...

UK Finance reports June mortgage lending recovery

Mortgage lending staged a rebound in June after a subdued start to the second...

Parents turn to property market to support students

Parents are increasingly buying properties near universities to house their children as the cost...

Parents Overstretch Finances in Scramble for School Catchment Homes

Almost half of parents are sacrificing their ideal home and in many cases overstretching...

Sesame adds April Mortgages to panel

Sesame has added April Mortgages to its lender panel, giving its appointed representatives access...

Together partners with Mortgage Broker Tools to expand specialist lending reach

Specialist lender Together has joined forces with Mortgage Broker Tools (MBT) with the aim...

Hull and Sunderland named cheapest cities for student renters

Hull and Sunderland have been named the most affordable cities in Britain for students...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

GB Bank cuts rates across core BTL range

GB Bank has reduced rates across its Buy-to-Let (BTL) core range, with rates now...

Vision Money renews Stonebridge membership in long-term agreement

Vision Money has extended its relationship with Stonebridge after signing a new long-term agreement...

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...

PROFILES