affordability

UK house prices record second quarter of growth

UK house prices rose for a second consecutive quarter in 2025, underlining the housing...

Housing market holds firm but still falls short

The UK property market has shown signs of resilience this autumn but remains too...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when...

FCA calls on banks to ‘break the spell’ of romance scams

Banks and payment firms must do more to identify and intervene in cases of...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Prime London property market cools as tax fears and rising stock weigh on prices

London’s prime housing market weakened further in September as rising stock levels, slower sales...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Norton Home Loans widens lending access for non-standard borrowers

Norton Home Loans has introduced a package of criteria changes and rate reductions designed...

Retail spending slows as shoppers brace for Budget pressures

Retail spending growth slowed in September as households reined in discretionary purchases ahead of...

Clydesdale Bank expands 85% LTV offering and enhances interest-only policy

Clydesdale Bank has introduced a series of new residential mortgage products and policy improvements,...

Voters favour green belt protection over stamp duty cuts

Public confidence in the Government’s handling of the housing crisis has fallen sharply, with...

What the 2025 Party Conferences told us about property

Key housing and property policy developments from all four major UK political party conferences...

New-build homes attracting wider range of buyers, says Alexander Hall

New research from mortgage adviser Alexander Hall suggests that new-build homes are no longer...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

PMS reports double-digit growth in mortgages and protection

PMS Mortgage Club says it is on course for its strongest performance in five...

Property firms urged to engage early with digital home-moving reforms

Property professionals have been urged to start testing digital home-moving processes now rather than...

DPMSG launches consumer guide to Smart Property Data

The Digital Property Market Steering Group has launched a consumer-focused video explaining how Smart...

Together joins Equity Release Council as later life market broadens

Together has become a member of the Equity Release Council as the specialist lender...

PROFILES