Zephyr Homeloans has reduced rates across the majority of its mortgage products.

The specialist lender is offering 2.64% for a two-year, fixed-rate, standard property buy-to-let mortgage and 2.89% for a standard, five-year, fixed-rate buy-to-let mortgage to both individuals and limited companies at 65% LTV.

The lender’s rates for Houses in Multiple Occupation (HMOs), Multi-Unit Freehold Blocks (MUFBs) and specialist new build and flats above commercial property now start at 2.99% for a two-year, fixed-rate buy-to-let mortgage and 3.33% for a five-year, fixed-rate buy-to-let mortgage – both at 65% LTV.

Paul Fryers (pictured), managing director at Zephyr Homeloans, said: “We’re constantly evolving our products for buy-to-let landlords in an extremely fast‑moving market.

“Our new rates may appeal particularly to landlords who may have held back from increasing their portfolios last year but who are now looking to invest.”

Zephyr Homeloans is the specialist buy-to-let lender owned by Computershare.