Specialist

Mortgage debt hits record £1.73trn as high-LTV lending rises

The total value of outstanding UK residential mortgage lending reached a record level in...

Hope Capital elevates senior leadership team to director level

Hope Capital Property Finance has strengthened its leadership structure by promoting its entire senior...

‘Unresolved tension rarely solves itself’ – how to manage change under pressure

Change is part of building any business, but managing how people experience that change...

West One launches broker criteria search tool

Specialist lender West One has introduced a new criteria search tool on its website...

UTB cuts second charge mortgage rates by up to 55bps

United Trust Bank (UTB) has reduced rates across a selection of its second charge...

OSB Group posts £382m profit as loan book grows to £25.9bn

OSB Group reported profit before tax of £382.5m for 2025 as the specialist lender...

Broadstone expands banking advisory arm with Rockstead acquisition

Broadstone has agreed to acquire Rockstead, one of the longest running specialist suppliers of...

Broker-led research will sharpen relationships in bridging sector

A new broker-focused research programme has been launched with the aim of helping bridging...

Digital ID guidance leaves mortgage firms seeking clarity

New government guidance endorsing digital identity verification services for regulated sectors has raised questions...

Sanctions evasion networks pose growing AML challenge

Global organised crime networks are being used to help Iran evade sanctions and obscure...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

UTB grows income and loan book as profits ease amid higher provisions

United Trust Bank reported operating income of £176m for the year to 31 December...

Luxury asset lending soars 260%

Demand from high-net-worth buyers to finance property purchases using luxury assets has surged by...

Terry Blackburn on building a community for mortgage brokers

At 19, Terry Blackburn was knocking on doors trying to sell life insurance to...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Ampla Finance unveils Untangled rebrand as it broadens specialist lending ambitions

Specialist lender Ampla Finance has launched a new brand identity, Untangled, as it looks...

Halifax retains top spot in broker satisfaction survey

Halifax has once again been named the best overall lender for broker experience in...

Nationwide cuts switcher mortgage rates for existing borrowers

Nationwide is reducing rates across its switcher mortgage range for existing customers by up...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across...

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