Self-employed

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Hinckley & Rugby unveils new Income Flex deals with 5.5x LTI

Hinckley & Rugby for Intermediaries has launched three new products under its Income Flex...

Just Mortgages to host recruitment event for self-employed adviser prospects

Just Mortgages is hosting an exclusive event in July aimed at mortgage advisers considering...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place...

Beyond the payslip: the importance of rethinking borrower profiles

In our market, the term ‘non-standard borrower is often used to describe applicants whose...

Getting to know you: Darren Deacon, Family Building Society

Name: Darren Deacon Age: 52 Location: Home based, Leicestershire. Head office, Epsom Qualification Year: Started in banking in August 1989 Firm: Family...

Buy-to-let activity plunges as self-employed and first-time buyer demand surges

The UK mortgage market is undergoing a period of sharp contrasts, according to the...

Q&A: Chris Blewitt, Darlington Building Society

Mortgage Soup fires the questions at Chris Blewitt, head of mortgage distribution at Darlington Building...

Precise launches its highest ever LTV products and slashes residential rates

Precise has made a range of improvements to its residential proposition with cheaper pricing...

Combined salary averages in 2024 mortgage searches up 9.52% YOY

Twenty7tec has reported a year-on-year rise in mortgage searches of 7.96% across 2024. The first...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Twenty7tec unveils 2025 Adviser Playbook

Twenty7tec is providing mortgage brokers with insight into when they are most busy and...

November mortgage market searches down across the board

Twenty7tec has unveiled the latest statistics for the UK mortgage market in November 2024,...

Atom bank rescues borrower with five-day mortgage turnaround

Atom bank has saved a transaction from collapse after providing a residential mortgage within...

COMMENT

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Latest news

Financial services firms sign skills pact ahead of Chancellor’s Mansion House speech

More than 20 financial services organisations have signed a new agreement with government aimed...

Brilliant Solutions partners with Box Socials

Brilliant Solutions has partnered with Box Socials to give its members discounted access to...

Mortgage rates fall at fastest pace in almost two years

Fixed mortgage rates have recorded their biggest monthly reductions for almost two years, as...

Solo first-time buyers face almost a decade of saving before they can buy

Solo first-time buyers face saving for almost a decade before they can afford to...

PROFILES