Regulation

FCA to review RBS’s treatment of business customers

The Financial Conduct Authority (FCA) has appointed Promontory Financial Group and Mazars to conduct...

OFT investigates ex-payday lender

The Office of Fair Trading has confirmed that it is investigating payday lender Web...

Capital Bridging Finance seeks regulated status

Short term funder Capital Bridging Finance has submitted its application to become a regulated...

Advisers bullish post-RDR

90% of advisers are confident about the future of their business, one year on...

APFA wants compensation for FCA over-charging

The Association of Professional Financial Advisers (APFA) has called for compensation for those firms...

FCA to investigate Co-op Bank

The Financial Conduct Authority (FCA) has confirmed it will be undertaking enforcement investigations into...

Widespread support for payday loan cap

84% of adults in the UK are in support of government plans to introduce...

Bring on the thematic review

I never thought I would live to see the day when I would welcome...

FCA fines Porta Verde for AR sales failings

Porta Verde Financial Services Limited has been fined £25,000 by the Financial Conduct Authority...

Ex-Bradford & Bingley director fined by FCA

The Financial Conduct Authority (FCA) has fined Christopher Willford, the former finance director of...

RBS pays £62m fine for sanction regulation breaches

Royal Bank of Scotland has reached a settlement with the Board of Governors of...

Call for tighter regulation of claims firms

Citizens Advice has welcomed new legislation to help consumers challenge unfair treatment by claims...

Lloyds Banking Group fined £28m

The Financial Conduct Authority (FCA) has fined Lloyds TSB Bank plc and Bank of...

APFA wants improved clarity around consumer credit activity

The Association of Professional Financial Advisers (APFA) has responded to the Financial Conduct Authority...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES