Regulation

AMI pleased with FCA’s consumer credit stance

The Financial Conduct Authority (FCA) has now confirmed that where a mortgage broker...

FCA to keynote at Paradigm’s pre-MMR roundtable

Paradigm Mortgage Services has revealed that the Financial Conduct Authority (FCA) will be delivering...

Firms making progress with arrears management, says regulator

The Financial Conduct Authority (FCA) has reported that firms have improved their mortgage arrears...

SimplyBiz pushes improved structured CPD offering

SimplyBiz Group has delivered over 100 hours of structured Continuing Professional Development (CPD)...

Costly arrears refund bill for the Yorkshire

Yorkshire Building Society Group (YBS) is to refund all administration fees for mortgage arrears...

MMR run-in behind monthly home loan growth?

Monthly home loans have risen between December and January for the first time in...

£30m fine for HomeServe

The Financial Conduct Authority (FCA) has issued its largest ever retail fine of £30,647,400...

Visuals needed for MMR says Vizolution

Introducing visuals to the sales process could be the answer to getting the right...

Debt firms have CCLs withdrawn by regulator

The Office of Fair Trading (OFT) has refused to renew the consumer credit licences...

Secured loan business boost expected from FCA regime

A new survey has found that 88% of brokers are anticipating to write more...

First Complete runs best practice meetings

First Complete has launched its first series of member roadshows for 2014. Called...

SFI rings the changes in advance of MMR

Santander for Intermediaries (SFI) has refreshed its Introducer Internet mortgage platform which will be...

The Money Shop falls fouls of ASA

Instant Cash Loans Ltd (trading as The Money Shop) has been informed one of...

Standard Bank fined £7.6m by FCA

The Financial Conduct Authority (FCA) has fined Standard Bank PLC (Standard Bank) £7,640,400 for...
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COMMENT

Stamp Duty

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Appointments

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...
Building Societies

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...
News

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...
News

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES