Regulation

More advisers turning to secured loans since MMR

Y3S Loans has reported a notable increase in interest for its products from mortgage...

Ads banned over representative APR failings

The Advertising Standards Authority has upheld two complaints against a loans provider. Bury St Edmunds...

Lenders “taking forever” since MMR

85% of brokers and IFAs recently surveyed believe it is more difficult to get...

FCA begins mortgage contract change consultation

The Financial Conduct Authority (FCA) is asking consumers and firms for their views on...

More a dull thud than a bounce

For a market which constantly appears to be striving for some sort of stability...

MMR: Good news for buy-to-let

Five years in the making, the Mortgage Market Review (MMR) has now come into...

Signs that mortgage market is cooling down

The Bank of England has reported that number of mortgages approved during May fell...

How’s the year been so far?

With the year nearly half over – if you don’t believe me check your...

Wonga to pay millions in compensation

Wonga is to pay compensation of over £2.6m to around 45,000 customers for unfair...

FCA mortgage manager to keynote ASTL conference

Lynda Blackwell, the Financial Conduct Authority's manager of its mortgages sector team is to...

How was it for you?

We are now over six weeks into the new MMR environment and my first...

MAB criticises Osborne’s Mansion House speech

Brian Murphy, head of lending at Mortgage Advice Bureau (MAB), has voiced his concern...

MMR triggers homebuying slowdown

House purchase lending has fallen to an 11-month low, as demand slows among home-movers,...

Intelliflo offers MMR MOT

Six weeks after the Mortgage Market Review (MMR) was implemented, Intelliflo has released...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Newcastle expands broker mortgage range with higher-LTV deals

Newcastle for Intermediaries has expanded its mortgage range with the return of higher loan-to-value...

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...

Paragon restores Track to Fix option on buy-to-let tracker mortgages

Paragon Bank has reintroduced a feature allowing existing buy-to-let customers to move from a...

Pepper Money plans Scottish first charge mortgage launch

Pepper Money plans to launch its first charge mortgage range in Scotland in September,...

PROFILES