Regulation

Credit promotions still not meeting regulatory standards

The Financial Conduct Authority (FCA) has reported that some promotions for financial products are still...

CML: MMR having “gentle dampener” effect

New data published by the Council of Mortgage Lenders (CML) on the characteristics of...

£8m FCA fine for Stonebridge

The Financial Conduct Authority (FCA) has fined Stonebridge International Insurance £8,373,600 in relation to...

FCA starts social media use consultation

The Financial Conduct Authority (FCA) has today launched a consultation which is intended to...

FCA to go further than FPC recommendations on LTI limits?

The Financial Conduct Authority has published its latest consultation on implementing loan-to-income (LTI) limits on new mortgages from...

Trio of payday loan ads banned

The Advertising Standards Authority (ASA) has banned three payday loan adverts following a complaint...

£105m FCA fine for Lloyds Banking Group

The Financial Conduct Authority (FCA) has fined Lloyds Bank plc and Bank of Scotland...

Petition shows support for ‘fair liability’

Tenet’s e-petition calling for ‘fair liability for financial advice’ attracted just short of 7,000...

FOS appoints chief ombudsman and chief executive

The board of the Financial Ombudsman Service has appointed Caroline Wayman as chief ombudsman...

Mortgage approvals on the rise again

The British Bankers' Association (BBA) has reported that mortgage approval volumes recovered slightly in...

Banking competition not working

The Competition and Markets Authority is to launch an investigation into the big five...

FCA find GI comparison sites fall short

The Financial Conduct Authority (FCA) has found that some price comparison websites operating in...

The Property Ombudsman to revise code

The Property Ombudsman (TPO) scheme will be issuing revised Codes of Practice for sales...

Payday lender to refund £700k+ to customers

Following a review by the Financial Conduct Authority (FCA), payday lender Dollar has voluntarily...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Newcastle expands broker mortgage range with higher-LTV deals

Newcastle for Intermediaries has expanded its mortgage range with the return of higher loan-to-value...

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...

Paragon restores Track to Fix option on buy-to-let tracker mortgages

Paragon Bank has reintroduced a feature allowing existing buy-to-let customers to move from a...

Pepper Money plans Scottish first charge mortgage launch

Pepper Money plans to launch its first charge mortgage range in Scotland in September,...

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