Regulation

FSE: borrowers trying to ‘game’ buy-to-let market

A panel of industry players have warned the broker community to be aware of...

FSE: some lenders going too far post-MMR

The Financial Conduct Authority (FCA) has given its view of the mortgage market following...

Spicerhaart ads fall foul of regulator

Two advertising issues concerning SpicerHaart Estate Agents Ltd have investigated, both of which were...

Brokers disillusioned with remortgages post-MMR

Second charge distributor Smart Money has reported a growing number of mortgage brokers who...

FCA regulation sees drop in secured lending

April saw a month-on-month fall in secured lending, but it was still up by...

FCA takes action against payday lender

A payday lender has left the single instalment payday loan market, where loans that...

Home lending falls 17% over past quarter

House purchase lending fell for the third consecutive month in April, as lenders introduced...

The Darlington: nothing to fear from MMR

Darlington Building Society says it is keen to dispel some myths about the consequences...

Target pleased with MMR transition

Target Group says it had a smooth transition to the new Mortgage Market Review...

There is no froth in the market

How would you define ‘froth’? One of the definitions I’ve found refers to froth...

A period of stability will suit lenders

It took a while but April definitely saw the mainstream media finally cottoning on...

Connells: MMR behind drop in valuation volumes

The new mortgage affordability rules that the Mortgage Market Review will bring have already...

Skipton publishes ‘A-Z of lending’

Skipton Building Society has today launched a new A-Z of lending, detailing its full...

BSA wants common sense from regulator

With the Mortgage Market Review (MMR) coming in to force tomorrow, the Building Societies...
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COMMENT

Stamp Duty

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Appointments

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...
Building Societies

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...
News

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...
News

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

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