Regulation

Glasgow broker banned by FCA

The Financial Conduct Authority (FCA) has today banned Andrew Barlas from performing any function...

Raise your game, FCA tells debt management firms

The Financial Conduct Authority (FCA) has told debt management firms that they must demonstrate...

ASTL hails conference as “great success”

The Association of Short Term Lenders has revealed that the number of attendees at...

TV loan ad banned over APR failings

The Advertising Standards Authority (ASA) has told CashEuroNet UK LLC, trading as Pounds To...

Payday loan ads to kids “utterly unacceptable”

Citizens Advice has urged TV watchers to take a stand against payday lenders and...

Citizens Advice welcomes tenant protection bill

Citizens Advice has has welcomed news that the government will support a Private Member's...

MMR adding 2-4 weeks onto transaction times

House price momentum in August slowed to the same level it was a year...

CML to create buy-to-let statement of practice

The Council of Mortgage Lenders (CML) has revealed it has been working on a...

Bridging extension fees could contravene MMR, claims lender

Bridging lender Fincorp has claimed that those short-term lenders who charge clients a large...

FCA to discuss post-MMR world at FSE London

The Financial Conduct Authority (FCA) is to outline the post-MMR regulatory future for the...

AMI concerned with Mortgage Directive implementation

The Association of Mortgage Intermediaries (AMI) has provided its initial response to the Treasury's...

Government moves to regulate buy-to-let

The Treasury has launched a consultation on incorporating new European regulations on mortgage lending into...

CML unveils pre-election ‘manifesto’

The Council of Mortgage Lenders (CML) has published a housing market manifesto aimed at...

RBS & NatWest fined for mortgage sale failings

The Financial Conduct Authority (FCA) has fined The Royal Bank of Scotland and NatWest...

COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Newcastle expands broker mortgage range with higher-LTV deals

Newcastle for Intermediaries has expanded its mortgage range with the return of higher loan-to-value...

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...

Paragon restores Track to Fix option on buy-to-let tracker mortgages

Paragon Bank has reintroduced a feature allowing existing buy-to-let customers to move from a...

Pepper Money plans Scottish first charge mortgage launch

Pepper Money plans to launch its first charge mortgage range in Scotland in September,...

PROFILES