Regulation

Call for transparency with payday loan lead generators

The Competition and Markets Authority (CMA) has published its provisional decision on the payday...

Brokers: lenders not using enough tech to combat fraud

50% of mortgage brokers think that greater use of technology by lenders when carrying...

Capital Bridging Finance to offer regulated loans

Capital Bridging Finance has obtained authorisation from the Financial Conduct Authority (FCA) to accept...

Wonga not the only one, warns charity

Citizens Advice has warned that not checking if people can afford loans is a...

BoE: Help to Buy working as intended

The Bank of England's Financial Policy Committee has recommended that no changes are needed...

Jury still out over MMR risk assessments

72% of mortgage brokers believe lenders are now too risk averse as a result...

Wonga to write off debts of 330,000 customers

Following discussions with the Financial Conduct Authority (FCA), controversial payday lender Wonga is making...

PRA amends LTI limits

The Prudential Regulatory Authority (PRA) has today announced changes in which the new limit...

The Claims Guys in trouble over ads

The Advertising Standards Authority (ASA) has upheld two complaints against The Claims Guys, based...

FCA outlines second charge regulatory regime

The Financial Conduct Authority (FCA) has published plans to bring second charge mortgages under FCA...

5% fall in complaints

Financial services firms received 2,358,732 new complaints between January and June 2014, according...

FSE: too early to spot post-MMR trends, says regulator

The Financial Conduct Authority (FCA) has said the mortgage market appears to have ‘filled...

FSE: look at secured loans now

The importance of brokers getting to grips with regulatory guidelines concerning the second charge...

FSE: expect full buy-to-let regulation

The mortgage market should prepare itself for the full regulation of the buy-to-let market...
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COMMENT

Comment

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Building Societies

Newcastle expands broker mortgage range with higher-LTV deals

Newcastle for Intermediaries has expanded its mortgage range with the return of higher loan-to-value...
News

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...
Buy-to-let

Paragon restores Track to Fix option on buy-to-let tracker mortgages

Paragon Bank has reintroduced a feature allowing existing buy-to-let customers to move from a...
News

Pepper Money plans Scottish first charge mortgage launch

Pepper Money plans to launch its first charge mortgage range in Scotland in September,...

PROFILES