Regulation

FCA to go further than FPC recommendations on LTI limits?

The Financial Conduct Authority has published its latest consultation on implementing loan-to-income (LTI) limits on new mortgages from...

Trio of payday loan ads banned

The Advertising Standards Authority (ASA) has banned three payday loan adverts following a complaint...

£105m FCA fine for Lloyds Banking Group

The Financial Conduct Authority (FCA) has fined Lloyds Bank plc and Bank of Scotland...

Petition shows support for ‘fair liability’

Tenet’s e-petition calling for ‘fair liability for financial advice’ attracted just short of 7,000...

FOS appoints chief ombudsman and chief executive

The board of the Financial Ombudsman Service has appointed Caroline Wayman as chief ombudsman...

Mortgage approvals on the rise again

The British Bankers' Association (BBA) has reported that mortgage approval volumes recovered slightly in...

Banking competition not working

The Competition and Markets Authority is to launch an investigation into the big five...

FCA find GI comparison sites fall short

The Financial Conduct Authority (FCA) has found that some price comparison websites operating in...

The Property Ombudsman to revise code

The Property Ombudsman (TPO) scheme will be issuing revised Codes of Practice for sales...

Payday lender to refund £700k+ to customers

Following a review by the Financial Conduct Authority (FCA), payday lender Dollar has voluntarily...

More advisers turning to secured loans since MMR

Y3S Loans has reported a notable increase in interest for its products from mortgage...

Ads banned over representative APR failings

The Advertising Standards Authority has upheld two complaints against a loans provider. Bury St Edmunds...

Lenders “taking forever” since MMR

85% of brokers and IFAs recently surveyed believe it is more difficult to get...

FCA begins mortgage contract change consultation

The Financial Conduct Authority (FCA) is asking consumers and firms for their views on...
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COMMENT

Stamp Duty

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

Appointments

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...
Building Societies

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...
News

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...
News

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES