Regulation

Dinosaurs: Think secured loan regulation won’t affect you?

So it won’t be long now until the world changes again for us brokers....

Huge EC fines for rate-rigging banks

Seven banks have been fined a total of €1.7 billion by the European Commission...

PPI claim firm sees text ad banned

An Advertising Standards Authority (ASA) adjudication has gone against Debt Specialists Ltd. A text message,...

Call for Stamp Duty reform

A major estate agency firm has urged George Osborne to address Stamp Duty in...

Loan firm rapped by ad regulator – again

Cash on Go Ltd, which trades as Peachy.co.uk, has fallen foul of the Advertising...

Chief ombudsman steps down

After nearly four years with the Financial Ombudsman Service, Natalie Ceeney is stepping down...

69% of brokers feel prepared for MMR

69% of brokers now understand the changes they need to make to their business...

Citizens Advice: ban CMC cold calling

Citizens Advice has said fines for claim firms are a step towards protecting consumers...

New fine regime for claims firms

The Government has warned claims firms which use information gathered by unsolicited calls and...

Personal Touch will subsidise members’ regulatory fees

Personal Touch Financial Services has told member firms it intends to subsidise their regulatory...

Paradigm heads to Belfast

Paradigm Mortgage Services is to hold a round table event for directly authorised advisers...

Safran: screen sharing can safeguard MMR sales process

Screen sharing can safeguard the MMR sales process for lenders and advisers through the...

FCA outlines consumer credit fee proposals

The Financial Conduct Authority (FCA) has published a consultation paper on proposed changes to...

Rabobank gets nine-figure fine over Libor wrongdoings

The Financial Conduct Authority (FCA) has fined Rabobank for serious, prolonged and widespread misconduct...

COMMENT

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Latest news

TAB promotes Bonner to chief risk officer

Specialist lender TAB has appointed Jack Bonner as chief risk officer as it continues...

Skipton BS lowers residential rates

Skipton Building Society is reducing rates across parts of its residential mortgage range from...

AMI refreshes brand to reflect advice, mortgages and insurance focus

The Association of Mortgage Intermediaries has launched a brand refresh intended to reflect its...

IMLA guide explains why fixed mortgage rates can rise before Bank Rate moves

IMLA has published a report and five-minute guide to help advisers explain how swap...

PROFILES