Regulation

FCA: payday lenders failing customers in arrears

A review of the first year of the Financial Conduct Authority’s (FCA) regulation of the...

CML and BSA to work together

The Council of Mortgage Lenders (CML) has confirmed that it is partnering with the...

Paradigm in Scottish registration drive

Paradigm Mortgage Services will be exhibiting at this week’s Financial Services Expo (FSE) Glasgow...

Payday lenders forced to improve transparency

The Competition and Markets Authority (CMA) is to require payday lenders to be listed...

FCA and PRA outline new Senior Managers Regime

Non-executive directors (NEDs) with specific responsibilities, such as chairman, will come under the new...

The DPS appoints new managing director

The Deposit Protection Service (The DPS) has appointed Julian Foster as its new managing...

Landlords warned to get tax affairs sorted

Private landlords are being warned to get their tax affairs in order to avoid...

The Ipswich targets ‘mortgage misfits’

The Ipswich Building Society has unveiled a new programme of mortgage lending for borrowers...

IMLA: regulatory pendulum has swung too far

The latest Intermediary Lending Outlook research from the Intermediary Mortgage Lenders Association (IMLA) has found that renewed...

New chairs for FCA’s Practitioner Panels

Three new Chairs for the Financial Conduct Authority’s independent Practitioner Panels have been appointed. The...

Estate agent ad banned over misleading branch claims

The Advertising Standards Authority (ASA) has banned a regional press ad and claims on...

Pair appointed to Consumer Panel

Mark Chidley and Kitty Ussher have started their three-year terms as new members of...

HMOs: licensing requirements

Houses in multiple occupation (HMOs) have become popular with investors largely because of the...

FCA to study PPI complaint trends

The Financial Conduct Authority (FCA) is to gather evidence on current trends in Payment...
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COMMENT

Comment

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Latest news

Building Societies

Newcastle expands broker mortgage range with higher-LTV deals

Newcastle for Intermediaries has expanded its mortgage range with the return of higher loan-to-value...
News

Mortgage arrears and possessions fall in second quarter

The number of UK mortgages in arrears declined in the second quarter of 2026,...
Buy-to-let

Paragon restores Track to Fix option on buy-to-let tracker mortgages

Paragon Bank has reintroduced a feature allowing existing buy-to-let customers to move from a...
News

Pepper Money plans Scottish first charge mortgage launch

Pepper Money plans to launch its first charge mortgage range in Scotland in September,...

PROFILES