Regulation

FCA wants to streamline mortgage rules, but advice still matters more than ever

The Financial Conduct Authority wants to simplify the rules around mortgages. In principle, that...

Supreme Court rules against OSB over possible undue influence in mortgage case

The UK Supreme Court has ruled that One Savings Bank should have recognised the...

Caring responsibilities identified as key driver of customer vulnerability

Caring responsibilities are among the most common life events affecting vulnerable customers, according to...

The Right Mortgage on the road with June ‘Opportunity Knocks’ tour

The Right Mortgage & Protection Network, together with The Right DA Club, has launched...

Nearly half of landlords plan rent hikes ahead of new legislation

Almost half of UK buy-to-let landlords plan to increase rents in anticipation of the...

Struggling homeowners warned to steer clear of mortgage scams

Homeowners facing mortgage arrears are being warned not to fall prey to fraudulent schemes...

FCA seeks to reduce reporting burden with overhaul of complaints data process

The Financial Conduct Authority has unveiled proposals to streamline the way firms report complaints...

SME survey launched to gauge policy impact on mortgage market and housing delivery

A new ‘State of Play’ survey will assess how Labour’s first year in power...

Brokers warned to ‘step up’ as lenders invest in AI and FCA eyes direct-to-consumer reforms

Mortgage brokers face a growing threat to their market dominance as major lenders prepare...

Homebuyers call for urgent digital reform as frustration with property process mounts

A major new report published today by the Open Property Data Association (OPDA) reveals...

AMI warns FCA mortgage review could erode consumer protection

The Association of Mortgage Intermediaries (AMI) has issued a sharp warning that the Financial...

Inheritance tax trap netting more average families

Thousands of middle-income families are being drawn into inheritance tax (IHT) liabilities once reserved...

FCA survey underscores urgent need for action on vulnerability, says MorganAsh

Nearly half of UK adults are now classed as vulnerable, according to the latest...

FCA moves to simplify insurance regulations

The Financial Conduct Authority has announced plans to streamline its insurance rulebook, in a...

COMMENT

How brokers can secure better client outcomes in a volatile market

Experience has always counted in the mortgage market. Brokers who worked through the financial crisis, the Covid pandemic, the Liz Truss mini-Budget and cost-of-living...

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Latest news

Bank of Ireland expands JBSP mortgage criteria

Bank of Ireland for Intermediaries has widened its Joint Borrower Sole Proprietor (JBSP) mortgage...

Try Financial links with The Insurance Surgery to support complex protection cases

Try Financial has formed a partnership with specialist protection adviser The Insurance Surgery to...

VouchedFor unveils enhanced membership as advisers adapt to AI-led search

VouchedFor has launched Verified+, a new membership tier aimed at helping financial advisers improve...

TMG boss promises Bank Holiday Monday if England reach World Cup final

TMG mortgage network founder and CEO Scott Thorpe has pledged to give every member...

PROFILES