Regulation

FCA announces “once-in-a-generation” advice reforms to tackle UK’s financial guidance gap

Millions more consumers could benefit from help with their pensions and investments under sweeping...

IMLA: 3.5 million still locked out of market

The number of would-be homeowners in the UK still waiting to enter the property...

Landlords remain bullish on growth despite caution over rates and regulation

UK landlords remain intent on growing their portfolios in the face of ongoing market...

Complaints: A pain that you can handle

One of the biggest problems an adviser can face is a complaint. And those...

The next decade for mortgage advice: back to the future?

The mortgage market has always moved in cycles, and right now it feels like...

Industry leaders warn first-time buyers and tenants will suffer if Government continues hardline approach to landlords

Both aspiring first-time buyers and tenants risk being collateral damage if the Government continues...

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Non dom changes create £401 million stamp duty black hole

It’s exactly nine years since 52% of the country voted to leave the EU....

FCA’s mortgage rule changes: it’s time to raise the advice bar, not drop it

The FCA’s move to relax some of the rules around mortgage switching and term...

Tribunal upholds FCA ruling against former Metro Bank chiefs

The Upper Tribunal has upheld the Financial Conduct Authority’s decision to censure Craig Donaldson...

Mortgage advice in jeopardy as FCA reopens the door to execution-only

Execution only and FCA’s consultation has been playing on my mind. Having navigated decades...

Acre adds RMAR automation to ease regulatory burden on advisers

Acre has introduced automated Retail Mediation Activities Return (RMAR) reporting to its CRM system...

FCA opens AI sandbox with NVIDIA to accelerate innovation in financial services

The Financial Conduct Authority has announced the launch of a new ‘Supercharged Sandbox’ designed...

Govt declines to publish Renters’ Rights Bill court impact assessment

The government has refused to release a key internal assessment of the Renters’ Rights...

COMMENT

How brokers can secure better client outcomes in a volatile market

Experience has always counted in the mortgage market. Brokers who worked through the financial crisis, the Covid pandemic, the Liz Truss mini-Budget and cost-of-living...

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Latest news

Bank of Ireland expands JBSP mortgage criteria

Bank of Ireland for Intermediaries has widened its Joint Borrower Sole Proprietor (JBSP) mortgage...

Try Financial links with The Insurance Surgery to support complex protection cases

Try Financial has formed a partnership with specialist protection adviser The Insurance Surgery to...

VouchedFor unveils enhanced membership as advisers adapt to AI-led search

VouchedFor has launched Verified+, a new membership tier aimed at helping financial advisers improve...

TMG boss promises Bank Holiday Monday if England reach World Cup final

TMG mortgage network founder and CEO Scott Thorpe has pledged to give every member...

PROFILES