PMS Mortgage Club has added Central Trust to its specialist lending panel.

The move provides its members direct access to the lender for second charge mortgages.

Central Trust is a provider of second charge mortgages on residential, owner-occupied properties across the UK. Loan sizes range from £3,000 to £250,000, for customers aged from 18 up to 80, and there is a maximum LTV of 75%.

Stephanie Charman (pictured), specialist lending relationship manager at PMS, said: “We are very pleased to be adding Central Trust to our specialist lending panel. They are an established second charge mortgage lender in the near prime and impaired credit sector, who specialise in credit repair lending.

“Advisers also benefit from direct access to their team, who underwrite all cases manually, which is something that many of our members appreciate and look for.”

Shane Tibbitts, head of partnerships at Central Trust, added: “We are delighted to be growing our direct-to-lender second charge mortgage proposition with PMS Mortgage Club. They are an outstanding distribution partner, providing great value to their members and I am very pleased to be working with them.

“PMS has great influence in all areas of mortgage lending and with adviser confidence in specialised lending growing, their future in second charge mortgages looks very strong.”