Opinions & blogs

How self-build is evolving

At the Financial Services Expo London back in September, custom-build housing was highlighted as...

Second charge loans could be a match made in heaven

The relationship between second charge loans and brokers can sometimes feel like a long...

Should smaller firms be treated differently?

One of the key positives for the mortgage advice sector – and specifically in...

Recognising your own goldmine

I want to start 2019 with some thoughts on tailoring your business to meet...

Squaring the long-term conundrum

In a market which has tended to work on short-term delivery, with a focus...

Why it makes sense to recommend specialists

In my experience, asking clients who their solicitor might be, normally gets the response...

HMOs & student accommodation: what do landlords looking for higher yields need to know?

The UK’s growing demand for rental properties means that property continues to be a...

Going nowhere, fast

Older people can be very philosophical. I was driving my mother home after the...

Nobody knows anything

So, welcome to 2019. I hope you enjoyed the Christmas break and managed to...

Prepare for the unexpected

So, here we are. 2019. A new year stretches before us and ordinarily we...

It’s a huge mistake to ignore GI and protection

While I appreciate that the Christmas party season is now in full effect, and...

New Year, new possibilities from old sources

If you are anything like me, New Year’s resolutions tend to become rather hazy...

Not what it appears

It never rains but it pours. Not only has Stephen’s boiler given up the...

Dealing with the quiet times

I keep an eye on a number of the adviser forums, the Twitterati and...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

News

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...
House prices

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...
Appointments

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...
Conveyancing

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES