Opinions & blogs

Big shake-up of IHT next year?

In the early hours of Friday morning (23 Nov), the Office of Tax Simplification...

The case for the Housing Court

The creation of a specialist Housing Court is something that has been discussed for...

‘BOMAD’ product development is vital

Scanning through Twitter recently I saw a tweet which read, ‘TSB will go 90%...

Don’t panic – the robots will not be taking over yet

I sat in on some presentations recently which concentrated on technology and the effect...

Cast aside any landlord misconceptions

There seems to be a misconception in the buy-to-let space at present that no...

Housing wealth to finance retirement

Who should use housing wealth in retirement? That, unfortunately, is not the right question...

We’re facing an incendiary future

It looks like the fireworks are about to start in more ways than one. I...

Will common sense prevail in the Budget?

In the lead up to any Budget announcement, there is a degree of speculation...

There are other ways of making housing policy work

We are just days away from the 2018 Budget and, even with the ongoing...

There’s still much work to do

If a week is a long time in politics – and given recent events...

Group income protection can encourage better mental health

Despite a greater awareness of the issues surrounding mental health, the topic still has...

What brokers need to know about the new HMO licensing rules

The definition of a House with multiple occupants (HMO) has changed this week. This...

What does auto-enrolment mean for later life advisers?

Every employer now has a pension scheme. Thanks to auto-enrolment, which was introduced in...

Direct lender access is fine but don’t forget to look at whole seconds market

All forward thinking practitioners and stakeholders in our sector are committed to seeing a...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES