Opinions & blogs

Make use of all the external resources in the market

We all pride ourselves on being experts in the mortgage market and the idea...

Why Help to Buy remains invaluable

The Help to Buy scheme continues to grab the headlines, mainly for the right...

Parallels with Brexit

As I write this, no-one knows what the outcome of Brexit will be. MPs are...

Change your thinking to open up new opportunities

If one door shuts, then another one opens. I was reminded of this piece...

Provide financial certainty in this period of uncertainty

Given that we’re only two months into 2019, I wouldn’t normally want to focus...

Overcoming the mortgage Catch-22s

A friend of mine is prone to occasionally trying his hand at stand-up comedy. One...

We need to ease the reliance upon the Bank of Mum and Dad

When you look at the first-time buyer market in the UK at present, you...

Most commercial finance providers are moving in the right direction

Businesses of all shapes and sizes have had to take a long hard look...

Will a deal get done?

Shall we talk Brexit? I can hear the groans across the land as you...

Choppy waters ahead?

2019 I hope has begun for you in busy fashion. Certainly, talking to our...

The problems from playing catch-up

Defining types of borrowers in the mortgage market can be a tricky job, especially...

The importance of getting the Pensions Dashboard right

The responses to the Pensions Dashboard consultation and some of the subsequent social media...

Fleet Mortgages: a clarification

2019 has begun in interesting fashion – perhaps more interesting for some than others...

You could be missing out in a big way

We can all be creatures of habit – of that there is no doubt....

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

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