Opinions & blogs

We need the right balance for later life lending success

Given the demographical needs of the UK population, it’s hardly surprising that later life...

Get the right support to service demand

In the mortgage market we must always make time to consider emerging risks, such...

Fasten your seatbelts…

So, there we have it. The worst kept secret in British politics is now...

Ask questions of your conveyancing partner

Access to most forms of information are now only a click, maybe two, away....

What could a Johnson premiership mean for the housing market?

You get the sense that – however long the Boris Johnson Premiership might last...

When one lender isn’t enough

Where do you turn when your client wants to refinance a large portfolio? Sometimes,...

Buy-to-let may just have to ‘make do and mend’

In an uncertain world, it’s difficult to get any sort of handle on how...

Will Britons will have to work 10 years longer?

British men have not saved enough to pay for 10.3 years of their retirement....

Dealing with the realities of longer-term fixed rates

I’ve written before about the constant changes in the mortgage and housing markets; some...

Stop harking back to 2007

Much like our lives, there are touchstones moments in our industry that are so...

Changing age-related notions of holding a mortgage

Just recently I read that, sadly, the oldest person in Europe had passed away...

Provide certainty amidst Brexit chaos

While many minds might be concentrated on the UK’s political melodrama which is playing...

The politics of the first-time buyer

Who is the party of the first-time buyer?  Is it the Conservatives who, let’s be...

This is not a competition

With recent FLA figures showing that second charge business was up 31% in March,...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

News

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...
House prices

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...
Appointments

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...
Conveyancing

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES