Opinions & blogs

Meeting the growing demand for advice

Clearly, one of the major regulatory concerns at present is the somewhat uneasy ‘coalition’...

How to keep up in the changing world of client engagement

One of the current challenges for mortgage brokers is that you don’t just compete...

Assessing Help to Buy’s effectiveness

Given that we are (seemingly) very close to a General Election – perhaps even...

Are you maximising lead generation opportunities?

Any good, long-standing business is served by a network of reliable and productive relationships....

Something extra

Firstly, some facts for you. A healthy active life that exercises body and mind...

Why advice is needed by FTB parents and grandparents

When it comes to the mortgage market, we appear to be never more than...

Sam Barker: Can Boris Johnson save buy-to-let?

Buy-to-let has suffered a series of body blows recently, but is heading for what...

Are the Stamp Duty rumours dead?

Parliament may currently be officially in recess but the real truth of the matter...

What will happen to a post-Brexit Bank Rate?

With all eyes on the ongoing political situation, there are likely to be some...

Prime time for first-time buyers

With the football season now well under way, and the transfer window firmly closed,...

Simon Read: When do you actually advise your clients?

I don’t know about you, but I was alarmed when Boris Johnson became Prime...

Where next for the Baby Boomers?

The FCA recently published a discussion paper on the different issues being faced by...

Opportunities from your landlord clients

In the summertime when the weather is hot, you can stretch right up and...

Tackling the problems in the insolvency sector head on

In the early-to-mid-2000s, there was a large expansion of credit which coincided with a...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES