Opinions & blogs

Execution-only demeans the concept of advice

The latest figures from UK Finance on product transfers should give everyone who advocates...

Dealing with the challenges of the future

As we move towards the end of the year, it’s natural to review the...

Sam Barker: broker positivity will shine through

“In limbo, slowing down, genuine concerns.” No, not extracts from my old school reports...

Looking outside the box

Stores across the UK are gearing up to what still amounts to their busiest...

Cash in Your House: progress, of sorts

First up, could I ask everyone active or interested in being active in the...

A house-buying reservation agreement pilot would be very welcome

Today, certainty can seem in very short supply and it therefore makes sense that...

Brokers need to advise HMO clients over options available

It’s now well over a year since the introduction of the new HMO regulations...

Having those difficult conversations

Maybe I am getting older, but I seem to be attending more funerals recently....

Addressing the first-time buyer protection gap

As an adviser, when you see a first-time buyer client, what are their main...

Making a difference at a local level

There are certain businesses within financial services who are very adept at, not just...

Retirement income and what to use – pension fund or housing wealth?

This is a what came first, the chicken or the egg, conundrum. It is common...

We’ve reached the tipping point with Stamp Duty

It will perhaps surprise no-one working in our industry to learn that the tax...

Don’t pull the plug on buy-to-let advice

Given the Rugby World Cup has now kicked off, we’re into early morning breakfast...

Easing tension between lenders and advisers

At any given time in our market, I think it’s always possible to sense...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Foxtons mortgage revenue rises 20% despite sales slump

Foxtons increased financial services revenue by 20% during the first half of 2026, supported...

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

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