Opinions & blogs

Clients mustn’t forget to insure items they have ‘tucked away’

Garden sheds and garages are a great way to get some extra storage, particularly...

Hidden costs

Recently I was asked to act as a pallbearer. Being very close to the...

Don’t forget the mutual specialist lenders

It’s frustrating when your client just slips out of mainstream lending criteria. They’re almost...

Broker feedback is always worthwhile

Understanding what the customer wants, and how this might evolve over time, should be...

Learn to embrace feedback

There are so many outlets for customers to express their views on a business’...

Don’t widen the protection gap

There’s always a considerable amount of talk in the adviser market about product diversification,...

The five-year fix

It wasn’t too long ago that five years was viewed as a length of...

Conveyancing needs a tech revamp

Conveyancing doesn’t have its own moniker to rank alongside 'FinTech', 'PropTech' or 'RegTech' but...

Streamlining buy-to-let insurance

Once the go-to choice for canny investors, the shine has come off the buy-to-let...

Technology can help advance the second charge sector

A personal belief is that a second charge loan is and probably always will...

We need to understand what all housing stakeholders want

With The Spice Girls about to embark on a nostalgia-fest tour round the country,...

How can you maximise affordability for your clients?

What’s your go-to lender for clients who want to maximise their affordability? Chances are, you...

Building societies go where other lenders might fear to tread

Understandably there is a great deal of ‘noise’ around the later life lending market...

Increased opportunities in Scotland

Back in March we saw the fifth FSE Glasgow take place. After extending our...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

News

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...
House prices

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...
Appointments

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...
Conveyancing

Mortgage-backed Swansea auction sale completes in six days

A mortgage-financed property purchase in Swansea has completed six days after the draft contract...

PROFILES