One Mortgage System (OMS) has expanded its integration with Nationwide Building Society following the successful implementation of its full API link earlier this year.
The development, driven by broker feedback, enhances the digital submission process for a wider range of client profiles and product options.
The expanded functionality now allows brokers to submit Decisions in Principle (DIPs) for all of Nationwide’s mortgage applicants directly through the OMS platform. This includes cases involving self-employed individuals, contractors, foreign nationals and clients pursuing interest-only lending. The integration also supports key product lines such as Helping Hand and Extra Help.
OMS users are now able to reserve products from within the system, reducing delays and mitigating the risk of interest rate changes during the application process. The integration enables fact find data collected in OMS to pass directly to Nationwide for Intermediaries (NFI) Online, eliminating the need for brokers to rekey information. According to OMS, this refinement reduces the time needed to submit a DIP from up to 30 minutes to just a few clicks.
Once a DIP is submitted, Nationwide’s response is returned directly into the OMS interface, with functionality for brokers to review, amend and resubmit if required. A DIP certificate is also generated within the platform where necessary. For cases that progress to full application, client information and lending details are automatically transferred to NFI Online, while supporting documents can be requested using an integrated checklist step.
Neal Jannels, managing director of OMS, said: “We’re always listening to what our lending partners and our users need and this speedy upgrade to the initial Nationwide integration reflects that. The result is a more complete, end-to-end journey for a wider variety of cases. It streamlines submissions and removes duplication, helping brokers and clients reach the right outcome more quickly and accurately.
“Our platform continues to evolve in line with broker needs and lender collaboration, and this is another key step in delivering a joined-up solution across the market.”
Andy Tilsley, Nationwide’s head of intermediary digital, added: “We continue to support the intermediary market by making it easier and quicker for brokers to do business with us. We’ve worked closely with OMS to enhance the digital journey to improve the quality of submission and save broker’s time. Today’s announcement represents a significant milestone, and we will look to build on this through further collaboration.”
