No mandate for automatic cohabitation rights, Deech warns

Published on

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear public support, Baroness Ruth Deech has warned.

The crossbench peer (main picture, inset) made the claim in a submission to the Ministry of Justice’s consultation, A Fairer End to Relationships, which closes on 14 August.

Under the proposals, couples living together for three years, or those with a child together, could automatically acquire legal rights and obligations. Following separation, either partner could ask a court to make orders covering property and other assets.

Couples wishing to remain outside the framework would both need to agree, receive independent legal advice, disclose their finances and sign a formal agreement.

PUBLIC SPLIT OVER REFORM

Polling of 2,060 UK adults by Survation found that 72% had previously heard little or nothing about the proposals.

Once the plans had been explained, 37% supported them, 22% opposed them and 41% were undecided or expressed no firm view.

The public was also divided over whether reform was needed, with 42% considering the existing law broadly adequate and 41% believing additional rights should be introduced.

Some 47% believed the framework should not apply where one partner wanted to opt out, compared with 32% who supported requiring the agreement of both partners.

The survey found equal support of 43% for the Government’s proposed automatic framework and an alternative statutory opt-in system.

PROPERTY AND INHERITANCE CONCERNS

Baroness Deech argued that an opt-in model would preserve the ability of divorced and widowed people to protect property and other assets intended for their families.

The polling found that 76% considered it important for people who had previously been married or in a civil partnership to remain financially independent and preserve assets for children and grandchildren.

Baroness Deech said: “The polling shows the Government has no clear public mandate for automatically imposing marriage-like legal rights and obligations on cohabiting couples without their consent.

“Many people consciously choose not to remarry because they value both companionship and financial independence. They should remain free to make that choice, and the law should respect – not undermine – it.”

She added: “If the Government concludes that additional legal protection is needed, it should introduce a simple statutory opt-in system that allows couples to choose for themselves whether they wish to acquire those rights and responsibilities.”

Her submission recommended rejecting the automatic opt-out model or, if it was retained, allowing either partner to prevent the framework applying by formally withholding consent.

The Ministry of Justice consultation, A Fairer End to Relationships, closes on August 14.
Read Baroness Deech’s submission, the independent polling and find out how to respond to the consultation HERE.

COMMENT ON MORTGAGE SOUP

We want to hear from you!
Leave a comment and get the conversation started.
You need to register to post, so please login or sign up below.

Latest articles

Bristol tops 2026 Japanese knotweed hotspots

Bristol has retained its position as England’s Japanese knotweed capital, recording more than twice...

Marsden passes £100m Guernsey lending milestone

Marsden Building Society has surpassed £100m in mortgage completions in Guernsey through its partnership...

Mortgage pressures weigh on health as households lack financial safety net

Two in five UK adults say their finances have harmed their mental health over...

Lenvi increases standby servicing team as loan book reaches £48bn

Lenvi has expanded its specialist standby servicing team by 50% this year after a...

Skipton tests digital mortgage deeds for remortgage customers

Skipton Building Society has begun a pilot allowing remortgage customers to sign mortgage deeds...

Latest publication

Other news

Bristol tops 2026 Japanese knotweed hotspots

Bristol has retained its position as England’s Japanese knotweed capital, recording more than twice...

Marsden passes £100m Guernsey lending milestone

Marsden Building Society has surpassed £100m in mortgage completions in Guernsey through its partnership...

Mortgage pressures weigh on health as households lack financial safety net

Two in five UK adults say their finances have harmed their mental health over...