News

Pepper Advantage unveils PRISM mortgage and credit servicing platform

Pepper Advantage has formally launched PRISM, its new end-to-end credit management system that brings...

Gen H reduces high LTV rates to bolster first-time buyer activity

Gen H has introduced a series of rate changes across its mortgage range, with...

Investec trims rates as high-net-worth borrowers regain confidence

Investec Bank has cut pricing on fixed and tracker products for both residential and...

Mortgage lending rises sharply but affordability pressures persist

The Bank of England’s 2025 Q3 Mortgage Lenders and Administrators Return shows a notable...

Perenna adds five-year fix as lender widens long-term offer

Perenna has expanded its product suite again with the launch of a five-year fixed...

Quantum Mortgages cuts rates and expands larger loans criteria

Quantum Mortgages has introduced a series of rate reductions and criteria enhancements across its...

MSP Capital joins NACFB as new Patron

MSP Capital has joined the National Association of Commercial Finance Brokers as a Patron. The...

Market Financial Solutions intensifies training push across specialist lending sector

Market Financial Solutions has underlined its commitment to raising educational standards across the specialist...

The Cumberland joins L&G’s Ignite platform to widen broker access

L&G’s Ignite platform has added Cumberland Building Society as a lender partner, expanding broker...

The Exeter adds Real Life to iPipeline’s Advanced Underwriting platform

The Exeter has added its Real Life product to iPipeline’s newly launched Advanced Underwriting...

Metro Bank halves minimum buy-to-let loan size to widen access

Metro Bank has cut its minimum buy-to-let loan size from £100,000 to £50,000 as...

Paragon finances 95-home later-living scheme at Beaconsfield

Paragon Bank has agreed a £30 million facility to support Beechcroft’s delivery of 95...

Access FS names members of new Equality Council

Access Financial Services, where nine in every 10 advisers come from minority backgrounds, has...

Bridging sector enters 2026 with rising confidence, research suggests

Four in every five intermediaries expect their confidence in the bridging market to increase...
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COMMENT

Cover

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Cover

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...
News

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...
criteria

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...
Protection

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

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