News

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After...

Budget uncertainty deepened November slowdown in housing market

The latest RICS UK Residential Market Survey shows that the Autumn Budget did little...

West One strengthens mortgage division with trio of senior hires

West One Loans has expanded its mortgage division with three appointments as the lender...

Suros Capital lends £105,000 against luxury watches to support Spanish development

Suros Capital has provided a £105,000 loan to a property developer after agreeing secured...

Homebuyers continue to rely on brokers despite rise of digital tools

Santander has reported that mortgage brokers remain central to the homebuying process, with new...

Optimum Finance backs expansion of Materials Testing Group

Materials Testing Group, a UK firm specialising in the analysis of structural materials, has...

Conveybuddy unveils new account manager

Conveybuddy has appointed Emily Bradbury as account manager, a move that adds further capacity...

The Cambridge raises stress limits to widen borrowing capacity

The Cambridge Building Society has moved to strengthen support for residential borrowers by increasing...

Octopus Legacy and Shepherds Friendly launch simplified life cover to close protection gap

Octopus Legacy, the estate planning provider, has joined with mutual society Shepherds Friendly to...

AI adoption set to define mortgage market trajectory in 2026

The mortgage sector is expected to prioritise technology-driven efficiency and service improvements as lenders...

Aspen completes £2.55m bridge-to-let in three days

Aspen has completed a £2.55 million bridge-to-let facility on a semi-commercial Bristol development after...

The Yorkshire integrates Cotality platform to support faster, data-driven lending

Yorkshire Building Society has adopted Cotality’s Lender Hub platform, incorporating automated valuation model technology...

Paragon widens streamlined process to HMOs and multi-unit blocks

Paragon Bank has expanded its streamlined buy-to-let mortgage application process to cover houses in...

ColCap UK passes major buy-to-let milestone as lending platform expands

ColCap Financial UK, the parent company of specialist lender Molo, has passed £1 billion...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

Property firms still relying on manual checks as AI fraud risk grows

More than half of identity verification checks in UK finance and property businesses are...

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